1527 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1527 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,028 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Jul 2014)
Tax Bill	$11,842 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`502-270-006-5`

Property Details

APN / Parcel Number

Primary APN	`502-270-006-5`
Alternative APN	`502-270-006`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,819 sqft
2nd Floor Area	209 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1527 ELM ST
City	EL CERRITO
State	CA
Zip	94530-2203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOTS 10 & 11 BLK 36
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	36
Legal Lot Number	10,11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	386000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	986 E PRINCETON AVE, SALT LAKE CITY, UT 84105-1808
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Aug 26, 2022	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	2014120421
Last Transfer Date	Jul 19, 2016
Transfer Doc	0000149617
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1527 ELM ST, EL CERRITO, CA 94530-2203
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 E PRINCETON AVE, SALT LAKE CITY, UT 84105-1808

Mortgage

Document Number	0000109473
Date	Jul 7, 2022
Instrument	2022-109473

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2022
Property Address	1527 ELM ST, EL CERRITO, CA 94530-2203
Document Number	0000132358
Map Reference	MB 1 PG 26
Instrument Date	May 12, 2022
Instrument	2022-132358
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 E PRINCETON AVE, SALT LAKE CITY, UT 84105-1808

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$809,072 (+2%) Land $643,586 Building $165,486
2025	$11,842.00 (+4.1%)	$793,209 (-20.68%) Land $630,967 Building $162,242
2023	$11,376.00 (+1.19%)	$1,000,000 Land $800,000 Building $200,000
2022	$11,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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