1527 Chalmers St, Springfield, IL 62703 Property Records

Sangamon County property record for 1527 Chalmers St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.144 acres (6,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,900 (May 2026)
Tax Bill	$876 (2025)
Deeds & Mortgages	Dec 2009 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-478-020`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-478-020`
Alternative APN	`22100478020 (CHECK DIGIT = 1)`

Exterior

Lot Area	6,297 sqft (0.144 acres)

Location & Zoning

Account Number	22100478020
Street Address	1527 CHALMERS ST
City	SPRINGFIELD
State	IL
Zip	62703-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BELMONT PARK GARDEN SUB W 45' L 6 B 10
Legal Subdivision	BELMONT PARK GARDEN SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	1
Census Block	1049
Census Tract	2700

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 5, 2015	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK
Dec 4, 2014	Quit Claim Deed, Transfer Quitclaim
Dec 4, 2014	Warranty Deed, Transfer
Apr 25, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	20267627
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R55277
Date	Dec 7, 2009
Instrument	2009R55277

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2039

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 7, 2026
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	0000007627
Instrument Date	May 1, 2026
Instrument	2026.7627
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,164.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007628,
Date	May 7, 2026
Instrument	2026..7628

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 7, 2026
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	2026R07627
Instrument Date	May 1, 2026
Instrument	20267627
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,164.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007628,
Date	May 7, 2026
Instrument	20267628

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 5, 2015
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	2015R05165
Instrument Date	Mar 3, 2015
Instrument	2015R05165
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R05166
Date	Mar 5, 2015
Instrument	2015R05166

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 4, 2014
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	2014R32173
Instrument Date	Nov 26, 2014
Instrument	2014R32173
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 4, 2014
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	2014R32172
Instrument Date	Nov 26, 2014
Instrument	2014R32172
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 25, 2008
Property Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161
Document Number	2008R17270
Instrument Date	Apr 11, 2008
Instrument	2008R17270
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$128.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 CHALMERS ST, SPRINGFIELD, IL 62703-4161

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00 (-4.16%) Homeowner's exemption Senior Citizen's exemption	$30,750 (+7.5%) Land $6,767 Building $23,983	$92,250 (+7.5%) Land $20,301 Building $71,949
2024	$914.00 (-6.92%)	$28,605 (+14.12%) Land $6,295 Building $22,310	$85,815 (+14.12%) Land $18,885 Building $66,930
2022	$982.00 Homeowner's exemption Senior Citizen's exemption	$25,065 Land $5,516 Building $19,549	$75,195 Land $16,548 Building $58,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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