15260 Pepper Ln, Saratoga, CA 95070 Property Records

Santa Clara County property record for 15260 Pepper Ln, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,108 sqft · built 2023
Lot Size	1.18 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$4,100,000 (Nov 2020)
Tax Bill	$55,178 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`510-03-003`

Property Details

APN / Parcel Number

Primary APN	`510-03-003`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	5,108 sqft Living Area
1st Floor Area	5,108 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	51,836 sqft
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,772 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15260 PEPPER LN
City	SARATOGA
State	CA
Zip	95070-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Subdivision	GLEN UNA RANCH MAP #1
Legal Lot Number	9,10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	507302

Owner

15260 Pepper Ln is owned by two individuals who bought it in November 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 N BASCOM AVE, 210, SAN JOSE, CA 95128-1874
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Intrafamily Transfer, Transfer · Line of Credit FIRST REPUBLIC BANK
Oct 25, 2017	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
Nov 13, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202024702122
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0022795048
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2022
Property Address	15260 PEPPER LN, SARATOGA, CA 95070-6461
Document Number	0025374902
Map Reference	MB P PG 34&35
Instrument Date	Sep 13, 2022
Instrument	25374902
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15260 PEPPER LN, SARATOGA, CA 95070-6461

Mortgage

Document Number	0025374903
Date	Sep 20, 2022
Instrument	25374903

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	15260 PEPPER LN, SARATOGA, CA 95070-6461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023784100
Date	Oct 25, 2017
Instrument	23784100

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 13, 2020
Property Address	15260 PEPPER LN, SARATOGA, CA 95070-6461
Document Number	0024702122
Map Reference	MB P PG 34&35
Instrument Date	Nov 6, 2020
Instrument	24702122
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15260 PEPPER LN, SARATOGA, CA 95070-6461

Mortgage

Document Number	0024702124
Date	Nov 13, 2020
Instrument	24702124

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15260 Pepper Ln was $55,178.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,909,612 (+3.46%) Land $3,312,241 Building $1,597,371
2025	$55,178.00	$4,745,511 Land $3,247,296 Building $1,498,215
2023	$50,639.00 (+2.1%)	$4,265,640 Land $3,121,200 Building $1,144,440
2022	$49,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15260 Pepper Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15260 Pepper Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pepper Ln

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