1526 Westover Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1526 Westover Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,050 sqft · built 2013
Lot Size	0.174 acres (7,597 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2022)
Tax Bill	$9,900 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-053-H-00-028-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-053-H-00-028-0`
Alternative APN	`7`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,050 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	952 sqft
Basement Area	806 sqft
Finished Basement	646 sqft
Unfinished Basement	160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,597 sqft (0.174 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	7
Street Address	1526 WESTOVER DR
City	WILLOUGHBY
State	OH
Zip	44094-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 7 DOUGLASS TRACT
Legal Subdivision	ARBOR RIDGE SUBDIVISION 1B
Legal Lot Number	27
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2015
Census Tract	201700

Owner

1526 Westover Dr is owned and occupied by an individual who bought it in May 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1526 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 27, 2019	Loan Modification, Mortgage PENNYMAC
Jan 9, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	472865
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 25, 2022
Property Address	1526 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000015018
Map Reference	VOL 61 PG 15
Instrument Date	May 23, 2022
Instrument	2022R015018
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1526 WESTOVER DR, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000015019
Date	May 25, 2022
Instrument	2022R015019

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	1526 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000023731
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 WESTOVER DR WILLOUGHBY OH 440945330, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000023731
Date	Sep 30, 2019
Instrument	23731

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	1526 WESTOVER DR, WILLOUGHBY, OH 44094-5330
Document Number	0000003308
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 WESTOVER DR WILLOUGHBY OH 440945330, WILLOUGHBY, OH 44094-5330

Mortgage

Document Number	0000003308
Date	Feb 12, 2018
Instrument	3308

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,900.00 (+54.71%) Homeowner's exemption	$104,570 (-) Land $20,640 Building $83,930
2022	$6,399.00 Homeowner's exemption	$104,570 Land $20,640 Building $83,930
2021			$298,750 Land $58,960 Building $239,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1526 Westover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1526 Westover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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