Meade County property record for 1526 Spruce St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · built 1953 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,500 (Jan 2018) |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.53.15.10 |
| Primary APN | 01.53.15.10 |
|---|
| Bedrooms | 2 Beds |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Street Address | 1526 SPRUCE ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOSWORTH LOT 10, W80' LOT 11 BLK 15 |
| Legal Range | 05 |
| Legal Township | 05 |
| Legal Section | 09 |
| Legal Subdivision | BOSWORTH |
| Legal Block | 15 |
| Legal Lot Number | 10-11 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20402 |
Source: Meade County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2018 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit GATEWAY MORTGAGE CORP |
| Mar 2, 2023 | Warranty Deed, Transfer |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on Record |
| Deed Sale | Jan 19, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2008 |
| Deed Document Number | 2018401 |
| Deed Book / Page | 890 / 1250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000898/614 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 898/614 |
| Instrument | 18000403 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI |
|---|---|
| Type | Government Agency |
| Address | PIERRE, SD 57501 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00972/1438 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 972/1438 |
| Instrument | 23001122 |
| Name | GATEWAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Mar 2, 2023 |
| Property Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Document Number | 000967/894 |
| Book / Page | 967 / 894 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 23001121 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 14TH ST, STURGIS, SD 57785-3208 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jan 19, 2018 |
| Property Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Document Number | 00890/1250 |
| Book / Page | 890 / 1250 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 18000401 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1526 SPRUCE ST, STURGIS, SD 57785-2332 |
| Name | Verified Name |
|---|---|
| Address | 1405 SPRUCE ST, STURGIS, SD 57785-1825 |
| Document Number | 000898/599 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 898/599 |
| Instrument | 18000402 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,621 (-) Land $23,596 Building $244,025 | $267,621 (-) Land $23,596 Building $244,025 | |
| 2025 | $3,592.00 (+5.71%) Additional exemption filed | $267,621 (+27.73%) Land $23,596 Building $244,025 | $267,621 Land $23,596 Building $244,025 |
| 2024 | $3,398.00 (+17.99%) | ||
| 2023 | $209,520 (+46.8%) Land $23,596 Building $185,924 | ||
| 2022 | $2,880.00 | $142,724 Land $19,663 Building $123,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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