Okaloosa County property record for 1526 Mill Creek Dr, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 2,835 sqft · built 2017 |
| Lot Size | 0.333 acres (14,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,000 (Oct 2016) |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-037-8516-8 |
| Primary APN | C56-001-037-8516-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,835 sqft Heated Area |
| Gross Area | 5,275 sqft |
| Basement Area | 1,298 sqft |
| Unfinished Basement | 1,298 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 14,520 sqft (0.333 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1526 MILL CREEK DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK FARMS LOT 38 & 39 BLK B |
| Legal Subdivision | MILL CREEK |
| Legal Block | B |
| Legal Lot Number | 38,39 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1526 MILL CREEK DR, BAKER, FL 32531-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 5, 2017 | Loan Modification, Mortgage PEN AIR FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on Record |
| Deed Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 3097326 |
| Deed Book / Page | 3272 / 1329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1526 MILL CREEK DR, BAKER, FL 32531-8439 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1526 MILL CREEK DR, BAKER, FL 32531-8439 |
| Document Number | 0036104125 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 3610/4125 |
| Instrument | 3535279 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1526 MILL CREEK DR, BAKER, FL 32531-8439 |
| Document Number | 0033223289 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1526 MILL CREEK DR BAKER FL 325318439, BAKER, FL 32531-8439 |
| Document Number | 0033223289 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 003322/003289 |
| Instrument | 3167434 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Rate | 4.25% |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,151.00 (+5.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $359,992 (+5.99%) | $510,405 (-4.29%) Land $44,569 Building $465,836 |
| 2023 | $2,982.00 (+0.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,656 (+3%) | $533,292 (+6.66%) Land $37,866 Building $495,426 |
| 2022 | $2,966.00 Homeowner's exemption | $329,763 | $499,984 Land $35,388 Building $464,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures