1526 Fred Hancock Ln, Hardy, VA 24101 Property Records

Bedford County property record for 1526 Fred Hancock Ln, Hardy, VA 24101

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,851 sqft · built 2009
Lot Size	25.7 acres (1,121,234 sqft)
Owner	Company Name on Record
Tax Bill	$1,537 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`174 A 21`

Property Details

APN / Parcel Number

Primary APN	`174 A 21`
Alternative APNs	`17402300` `420275`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,851 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,121,234 sqft (25.7 acres)
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1526 FRED HANCOCK LN
City	HARDY
State	VA
Zip	24101-4264
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	VA RWY PB 36/287
Legal Subdivision	VA RWY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	30602

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1526 FRED HANCOCK LN, HARDY, VA 24101-4264
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BOTETOURT
Mar 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BOTETOURT
Nov 10, 2022	Deed of Trust, Mortgage · Unknown BANK OF BOTETOURT
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF BOTETOURT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1526 FRED HANCOCK LN, HARDY, VA 24101-4264
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000380
Date	Jan 13, 2020
Instrument	200000380

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1526 FRED HANCOCK LN, HARDY, VA 24101-4264
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002115
Date	Mar 14, 2019
Instrument	190002115

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1526 FRED HANCOCK LN, HARDY, VA 24101-4264
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220012205
Date	Nov 10, 2022
Instrument	220012205

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Unknown
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2042

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1526 FRED HANCOCK LN, HARDY, VA 24101-4264
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000349
Date	Jan 18, 2023
Instrument	230000349

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,537.00 (+32.27%)	$375,100 (+164.62%) Land $174,000 Building $201,100
2023	$1,162.00 Additional exemption filed	$141,750	$375,100 Land $174,000 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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