1526 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1526 Elm St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,527 sqft · built 1870
Lot Size	0.106 acres (4,626 sqft)
Owner	Individual Name on File
Tax Bill	$4,222 (2023)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081-0002-0469-00`

Property Details

APN / Parcel Number

Primary APN	`081-0002-0469-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,236 sqft
2nd Floor Area	2,291 sqft
Upper Floors Area	2,291 sqft
Attic Area	455 sqft
Basement Area	1,281 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1870
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,626 sqft (0.106 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1526 ELM ST
City	CINCINNATI
State	OH
Zip	45202-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM ST0.1062 AC
Legal Subdivision	NICOLE HOLLOWAY
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1526 Elm St is owned and occupied by an individual who acquired it in January 2023.

Source: Hamilton County records, as of March 28, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1526 ELM ST, CINCINNATI, OH 45202-6907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Intrafamily Transfer, Transfer
Jan 27, 2023	Warranty Deed, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
May 7, 2019	Grant Deed, Construction Loan · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023
Deed Sale	Jan 27, 2023
Prior Sale	Jan 27, 2023
Deed Document Number	2023-0006866
Deed Book / Page	14841 / 654
Record Updated	Jun 7, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2023
Property Address	1526 ELM ST, CINCINNATI, OH 45202-6907
Document Number	0000006866
Book / Page	14841 / 654
Instrument Date	Jan 17, 2023
Instrument	2023-0006866
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 ELM ST, CINCINNATI, OH 45202-6907

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2023
Property Address	1526 ELM ST, CINCINNATI, OH 45202-6907
Document Number	0000006865
Book / Page	14841 / 651
Instrument Date	Jan 17, 2023
Instrument	2023-0006865
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 ELM ST, CINCINNATI, OH 45202-6907

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1526 ELM ST, CINCINNATI, OH 45202-6907
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 ELM ST, CINCINNATI, OH 45202-6907

Mortgage

Document Number	0000103452
Date	Oct 7, 2020
Book Page	14269/266
Instrument	2020-0103452

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 7, 2019
Property Address	1526 ELM ST, CINCINNATI, OH 45202-6907
Book / Page	013912 / 001217
Instrument Date	Apr 22, 2019
Instrument	34815
Transaction Type	Construction Loan
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 MAIN ST #4 CINCINNATI OH 452027861, 4, CINCINNATI, OH 45202-7861

Mortgage

Document Number	0000034815
Date	May 7, 2019
Book Page	013912/001217
Instrument	34815

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	1040 E MAIN ST, LOUISVILLE, KY 40206-1856

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 6, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,222.00 (-15.19%)	$243,691 (-15.09%) Land $30,954 Building $212,737	$696,260 Land $88,440 Building $607,820
2022	$4,978.00	$287,000 Land $28,448 Building $258,552
2020			$820,000 Land $81,280 Building $738,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1526 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1526 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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