1525 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 1525 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1960
Lot Size	1 acres (43,647 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Aug 2021)
Tax Bill	$10 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`35 230`

Property Details

APN / Parcel Number

Primary APN	`35 230`
Alternative APN	`12409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	4,109 sqft
1st Floor Area	2,930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,647 sqft (1 acres)
Garage Area	1,120 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12409
Street Address	1525 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LEVEL GREEN 1.002 AC LR06/2361-P LR21/2203 LR21/2645
Legal Subdivision	LEVEL GREEN
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	30301

Owner

Source: Lancaster County records · APN 35 230

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1525 WINDMILL POINT RD, WHITE STONE, VA 22578-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 02, 2020	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Prior Sale	Oct 02, 2020 · Amount on Record
Deed Document Number	20212203
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 03, 2021
Property Address	1525 WINDMILL POINT RD, WHITE STONE, VA 22578-3020
Document Number	210002203
Instrument Date	Jul 28, 2021
Instrument	210002203
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 WINDMILL POINT RD, WHITE STONE, VA 22578-3020

Mortgage

Document Number	210002204
Date	Aug 03, 2021
Instrument	210002204

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 02, 2020
Property Address	1525 WINDMILL POINT RD, WHITE STONE, VA 22578-3020
Document Number	200002219
Instrument Date	Sep 29, 2020
Instrument	200002219
Transaction Type	Foreclosure
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 GOLF COURSE DR, WEEMS, VA 22576-2810

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 (-98.35%)	$189,000 (+95.85%) Land $13,500 Building $175,500	$189,000 (+95.85%) Land $13,500 Building $175,500
2023	$607.00	$96,500 Land $13,500 Building $83,000	$96,500 Land $13,500 Building $83,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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