1525 Valhalla Dr, Denver, NC 28037 Property Records

Lincoln County property record for 1525 Valhalla Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,079 sqft · built 2000
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2025)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3693-46-4433`

Property Details

APN / Parcel Number

Primary APN	`3693-46-4433`
Alternative APNs	`369300464433` `286522` `312863` `75338`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	12,545 sqft (0.288 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	312863
Street Address	1525 VALHALLA DR
City	DENVER
State	NC
Zip	28037-5451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#175 VERDICT RIDGE
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

1525 Valhalla Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1525 VALHALLA DR, DENVER, NC 28037-5451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2025700207
Deed Book / Page	3444 / 245
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 3, 2025
Property Address	1525 VALHALLA DR, DENVER, NC 28037-5451
Document Number	0003444245
Book / Page	3444 / 245
Map Reference	MB 9 PG 335-338
Instrument Date	Oct 1, 2025
Instrument	700207
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, EXECUTIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2482 KINGS GRANT RD, LINCOLNTON, NC 28092-7430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1525 VALHALLA DR, DENVER, NC 28037-5451

Mortgage

Document Number	0000700208
Date	Oct 3, 2025
Instrument	700208

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 31, 2021
Property Address	1525 VALHALLA DR, DENVER, NC 28037-5451
Document Number	0003079656
Book / Page	3079 / 656
Map Reference	MB 8 PG 255
Instrument Date	Aug 31, 2021
Instrument	637918
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 VALHALLA DR, DENVER, NC 28037-5451

Mortgage

Document Number	0000637919
Date	Aug 31, 2021
Instrument	637919

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1525 Valhalla Dr was $2,780, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (+0.62%)	$433,614 (-) Land $74,000 Building $359,614	$433,614 (-) Land $74,000 Building $359,614
2025	$2,763.00	$433,614 Land $74,000 Building $359,614	$433,614 Land $74,000 Building $359,614
2023	$2,734.00	$433,614 Land $74,000 Building $359,614	$433,614 Land $74,000 Building $359,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1525 Valhalla Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1525 Valhalla Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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