Chester County property record for 1525 Spears Rd, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 2,034 sqft · built 2019 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Feb 2020) |
| Tax Bill | $1,453 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012035 01620 |
| Primary APN | 012035 01620 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 268 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1525 SPEARS RD |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R50 |
| Legal Subdivision | LUTHER SPEARS SUBDIVISION |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 970102 |
1525 Spears Rd is owned and occupied by an individual who bought it in February 2020.
Source: Chester County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1525 SPEARS RD, HENDERSON, TN 38340-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on File |
| Deed Sale | Feb 20, 2020 · Amount on File |
| Deed Document Number | 202063577 |
| Deed Book / Page | 456 / 19 |
| Prior Transfer Date | Feb 19, 2020 |
| Prior Transfer Doc | 0004560019 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1525 Spears Rd was $1,453.
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,453.00 | $71,375 (-) | $285,500 (-) Land $11,600 Building $273,900 |
| 2025 | $1,453.00 | $71,375 | $285,500 Land $11,600 Building $273,900 |
| 2023 | $1,205.00 | $48,475 | $193,900 Land $8,800 Building $185,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1525 Spears Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1525 Spears Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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