1525 Providence Ave, Springfield, OH 45503 Property Records

Clark County property record for 1525 Providence Ave, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1967
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2026)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-213-011`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-213-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	1,421 sqft
1st Floor Area	1,169 sqft
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	252 sqft
Porch	Porch
Porch Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1525 PROVIDENCE AVE
City	SPRINGFIELD
State	OH
Zip	45503-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN ESTATES SEC 4 16663
Legal Subdivision	NORTHERN ESTATES SEC 4
Legal Block	213
Legal Lot Number	11
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	2403

Owner

Source: Clark County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Deed of Trust, Mortgage · Construction Mortgage IL LENDING LLC
May 14, 2026	Warranty Deed, Transfer · FHA Mortgage PRIMECAP LENDING LLC
Aug 21, 2023	Special Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Jun 22, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	20266523
Deed Book / Page	2268 / 5024
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0000009646
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 E 20TH AVE, COLUMBUS, OH 43211-2512

Mortgage

Document Number	0000016177
Date	Dec 20, 2024
Book Page	2246/3028
Instrument	202400016177

Lender

Name	IL LENDING LLC
Type	Non-Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	May 14, 2026
Property Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520
Document Number	0000006523
Book / Page	2268 / 5024
Instrument Date	May 13, 2026
Instrument	2026.6523
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520

Mortgage

Document Number	0000006524,
Date	May 14, 2026
Book Page	2268/5026
Instrument	2026.6524

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000006525,
Date	May 14, 2026
Book Page	2268/5045
Instrument	2026.6525

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

August 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 21, 2023
Property Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520
Document Number	0000009346
Book / Page	2227 / 1370
Map Reference	VOL 11 PG 125
Instrument Date	Aug 9, 2023
Instrument	202300009346
Transaction Type	Foreclosure
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLARK OH
Property Address	1525 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1520
Document Number	0000010048
Book / Page	002121 / 001836
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 PROVIDENCE AVE SPRINGFIELD OH 455031520, SPRINGFIELD, OH 45503-1520

Mortgage

Document Number	0000010048
Date	Jul 18, 2017
Book Page	002121/001836
Instrument	10048

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 17, 2044

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,377.00 (+127.85%)	$49,830 (+31.41%) Land $9,240 Building $40,590	$142,360 (+31.38%) Land $26,390 Building $115,970
2024	$1,921.00 (+2.67%)
2023		$37,920 (-) Land $8,770 Building $29,150
2022	$1,871.00	$37,920 Land $8,770 Building $29,150	$108,360 Land $25,070 Building $83,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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