1525 Joseph St, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1525 Joseph St, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,068 sqft · built 1875
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Apr 2026)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-0A03-0095-00`

Property Details

APN / Parcel Number

Primary APN	`119-0A03-0095-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	6,136 sqft
1st Floor Area	1,541 sqft
2nd Floor Area	1,527 sqft
Attic	Attic
Attic Area	1,527 sqft
Basement Area	1,541 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	203 ft deep x 80 ft wide
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	390 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1525 JOSEPH ST
City	CINCINNATI
State	OH
Zip	45237-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1525 JOSEPH AVE 80 X 203.21 LOT 136 YARMOUTH PARK SUB
Legal Subdivision	YARMOUTH PARK SUB
Legal Lot Number	136
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3014
Census Tract	6400

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8592 RUPP FARM DR, WEST CHESTER, OH 45069-4525
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit EMERY FCU
Apr 10, 2026	Warranty Deed, Transfer ABSOLUTE TITLE
Jan 24, 2024	Transfer on Death Deed, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Nov 16, 1998 · Amount on Record
Deed Document Number	202627129
Deed Book / Page	15642 / 783
Prior Transfer Date	Jan 17, 2024
Prior Transfer Doc	0000005210
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915

Mortgage

Document Number	0000045982
Date	Jul 5, 2023
Book Page	14950/1355
Instrument	2023-0045982

Lender

Name	EMERY FCU
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2038

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2026
Property Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915
Document Number	0000027129
Book / Page	15642 / 783
Instrument Date	Apr 8, 2026
Instrument	2026.27129
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount Recorded
Tax	$41,208.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8592 RUPP FARM DR, WEST CHESTER, OH 45069-4525

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2024
Property Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915
Document Number	0000005210
Book / Page	15088 / 838
Map Reference	MB 1 PG 14
Instrument Date	May 31, 2023
Instrument	2024-0005210
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1525 JOSEPH ST, CINCINNATI, OH 45237-5915
Document Number	0000072188
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 JOSEPH ST CINCINNATI OH 452375915, CINCINNATI, OH 45237-5915

Mortgage

Document Number	0000072188
Date	Jul 24, 2020
Book Page	014217/001143
Instrument	72188

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00 (-1.82%)	$75,086 (-) Land $9,713 Building $65,373	$214,530 (-) Land $27,750 Building $186,780
2024	$4,724.00 (+2.72%)	$75,086 (-) Land $9,713 Building $65,373
2023	$4,599.00 (+60.3%)	$75,086 (+79.3%) Land $9,713 Building $65,373	$214,530 (+79.3%) Land $27,750 Building $186,780
2022	$2,869.00 Homeowner's exemption	$41,878 Land $8,313 Building $33,565
2020			$119,650 Land $23,750 Building $95,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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