Stearns County property record for 1525 Garfield Ct, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,440 sqft · built 1929 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,500 (Oct 2017) |
| Tax Bill | $2,304 (2026) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47130-0000 |
| Primary APN | 82-47130-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Other |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 82 ft Width |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1525 GARFIELD CT |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 15 & 16 GARFIELD'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 GARFIELD'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | GARFIELDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 15-16 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 301 |
1525 Garfield Ct is owned and occupied by an individual who bought it in October 2017.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1525 GARFIELD CT, SAINT CLOUD, MN 56301-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on File |
| Deed Sale | Oct 26, 2017 · Amount on File |
| Deed Document Number | 20171507638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 26, 2017 |
| Property Address | 1525 GARFIELD CT, SAINT CLOUD, MN 56301-4132 |
| Document Number | 00A1507638 |
| Instrument Date | Oct 24, 2017 |
| Instrument | A1507638 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING |
| Amount | Amount on Record |
|---|---|
| Tax | $400.95 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1525 GARFIELD CT, SAINT CLOUD, MN 56301-4132 |
The 2026 property tax bill for 1525 Garfield Ct was $2,304.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,304.00 | $178,200 (+5.57%) Land $35,000 Building $143,200 | $178,200 (+5.57%) Land $35,000 Building $143,200 |
| 2025 | $168,800 Land $35,000 Building $133,800 | $168,800 Land $35,000 Building $133,800 | |
| 2023 | $4,522.00 | $156,600 Land $35,000 Building $121,600 | $156,600 Land $35,000 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1525 Garfield Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1525 Garfield Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, Verizon.
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