1525 Chatham Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1525 Chatham Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,409 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2014)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026428-2140`

Property Details

APN / Parcel Number

Primary APN	`026428-2140`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,409 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	2,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	148 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1525 CHATHAM CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/15-20 STONEHURST PLANTATION UNIT TWO-A LOT 14 OR3916/1929
Legal Range	28E
Legal Township	05S
Legal Section	19
Legal Subdivision	STONEHURST PLANTATION UNIT 2-A
Legal Block	1
Legal Lot Number	14
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1006
Census Tract	20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1525 CHATHAM CT, SAINT AUGUSTINE, FL 32092-5050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on Record
Deed Sale	Aug 13, 2014 · Amount on Record
Prior Sale	Oct 14, 2010 · Amount on Record
Deed Document Number	201447168
Deed Book / Page	3916 / 1929
Prior Transfer Date	Oct 12, 2010
Prior Transfer Doc	0033650945
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1525 CHATHAM CT, SAINT AUGUSTINE, FL 32092-5050
Document Number	0049580912
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1525 CHATHAM CT ST AUGUSTINE FL 320925050, ST AUGUSTINE, FL 32092-5050

Mortgage

Document Number	0049580912
Date	Jun 5, 2020
Book Page	004958/000912
Instrument	43681

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,613 (+2.7%)	$380,902 (-7.13%) Land $80,000 Building $300,902
2025	$3,216.00 (+13.28%) Homeowner's exemption	$252,788 (+5.99%)	$410,160 (+4.5%) Land $90,000 Building $320,160
2024	$2,839.00 (+2.05%)
2023	$2,782.00 (+3.19%) Homeowner's exemption	$238,509 (+3%)	$392,481 (+1.02%) Land $90,000 Building $302,481
2022	$2,696.00 Homeowner's exemption	$231,562	$388,525 Land $78,400 Building $310,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20