1525 Cedar St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1525 Cedar St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,122 sqft · built 1950
Lot Size	0.804 acres (35,022 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RPS360100000A0A`

Property Details

APN / Parcel Number

Primary APN	`RPS360100000A0A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,122 sqft Finished Area
1st Floor Area	3,262 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	35,022 sqft (0.804 acres)
Garage Type	Mixed
Garage Area	704 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1525 CEDAR ST
City	SANDPOINT
State	ID
Zip	83864-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W ALVIES ACRES ADD LOT A
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	ALVIES ACRES ADD
Legal Lot Number	A
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2008
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1525 CEDAR ST, SANDPOINT, ID 83864-2050
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 21, 2025
Transfer Doc	0001049716
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Sep 28, 2026
Property Address	1525 CEDAR ST, SANDPOINT, ID 83864-2050
Document Number	0001067652
Instrument Date	Sep 23, 2026
Instrument	20261067652
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1525 CEDAR ST, SANDPOINT, ID 83864-2050

Mortgage

Document Number	0001067652,
Date	Sep 28, 2026
Instrument	20261067652

Lender

Name	MOUNTAIN WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1525 CEDAR ST, SANDPOINT, ID 83864-2050
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	NOT AVAILABLE, FLYING S T&E SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030167
Date	Feb 7, 2024
Instrument	1030167

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (-4.86%)	$635,930 (-0.37%) Land $230,430 Building $405,500	$635,930 (-0.37%) Land $230,430 Building $405,500
2025	$3,948.00 (+40.75%) Homeowner's exemption
2023	$2,805.00 Homeowner's exemption	$638,298 Land $230,430 Building $407,868	$638,298 Land $230,430 Building $407,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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