1525 Bell Ave, Mattoon, IL 61938 Property Records

Coles County property record for 1525 Bell Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,188 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Apr 2023)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`07-1-06903-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-06903-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,188 sqft Base Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1525 BELL AVE
City	MATTOON
State	IL
Zip	61938-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN MEADOWS #2 BLK B LOT 10 SW 1/4 SEC 24 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	24
Legal Subdivision	GREEN MEADOWS SUBD
Legal Block	B
Legal Lot Number	10
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3041
Census Tract	1100

Owner

1525 Bell Ave is owned and occupied by an individual who bought it in April 2023.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1525 BELL AVE, MATTOON, IL 61938-5909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Apr 14, 2023	Warranty Deed, Transfer · FHA Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	2023806167
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1525 BELL AVE, MATTOON, IL 61938-5909
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800776872
Date	Jul 3, 2018
Instrument	201800776872

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1525 BELL AVE, MATTOON, IL 61938-5909
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000788654
Date	Jul 6, 2020
Instrument	202000788654

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1525 BELL AVE, MATTOON, IL 61938-5909
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900782843
Date	Jul 17, 2019
Instrument	201900782843

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2039

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1525 BELL AVE, MATTOON, IL 61938-5909
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200799557
Date	Feb 8, 2022
Instrument	202200799557

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 14, 2023
Property Address	1525 BELL AVE, MATTOON, IL 61938-5909
Document Number	202300806167
Map Reference	MB 2 PG 15
Instrument Date	Apr 14, 2023
Instrument	202300806167
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2317 WESTANI AVENUE, MATTOON, IL 61938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BELL AVE, MATTOON, IL 61938-5909

Mortgage

Document Number	202300806168
Date	Apr 14, 2023
Instrument	202300806168

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1525 Bell Ave was $2,617 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00	$38,984 Land $5,977 Building $33,007	$116,952 Land $17,931 Building $99,021
2023		$31,586 Land $4,843 Building $26,743	$94,758 Land $14,529 Building $80,229
2020	$2,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1525 Bell Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1525 Bell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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