1525 Ballad Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1525 Ballad Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,002 sqft · built 1993
Lot Size	0.074 acres (3,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-350-109-7`

Property Details

APN / Parcel Number

Primary APN	`117-350-109-7`
Alternative APN	`117-350-109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
1st Floor Area	746 sqft
2nd Floor Area	1,256 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	3,200 sqft (0.074 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1525 BALLAD CT
City	CONCORD
State	CA
Zip	94521-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6981 L30
Legal Subdivision	SUBDIVISION 6981
Legal Tract	6981
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1525 BALLAD CT, CONCORD, CA 94521-5228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Transfer on Death Deed, Transfer
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 2013
Transfer Doc	0000028687
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2023
Property Address	1525 BALLAD CT, CONCORD, CA 94521-5228
Document Number	0000028687
Map Reference	MB 359 PG 29
Instrument Date	Mar 27, 2023
Instrument	2023-028687
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BAILEY RD, CONCORD, CA 94521-2027

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1525 BALLAD CT, CONCORD, CA 94521-5228
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BALLAD CT, CONCORD, CA 94521-5228

Mortgage

Document Number	0000139971
Date	Sep 15, 2022
Instrument	2022-139971

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1525 BALLAD CT, CONCORD, CA 94521-5228
Document Number	0000174461
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BALLAD CT CONCORD CA 945215228, CONCORD, CA 94521-5228

Mortgage

Document Number	0000174461
Date	Oct 26, 2018
Instrument	174461

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$417,298 (+2%) Land $167,978 Building $249,320
2025	$5,431.00 (+5.01%) Homeowner's exemption	$409,117 (+4.04%) Land $164,685 Building $244,432
2023	$5,172.00 (+1.61%) Homeowner's exemption	$393,233 Land $158,291 Building $234,942
2022	$5,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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