Buchanan County property record for 1525 4th Ave, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1974 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $703 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Feb 2006 Mortgage + 3 more |
| APN | 06-2.0-04-002-002-077.000 |
| Primary APN | 06-2.0-04-002-002-077.000 |
|---|
| Building Area | 988 sqft Base Area |
|---|---|
| 1st Floor Area | 988 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Street Address | 1525 4TH AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:WALKER'S SECOND LOT:25 BLK:14LGL DESC: |
| Legal Subdivision | WALKERS SECOND |
| Legal Block | 14 |
| Legal Lot Number | 25 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 15, 2024 | Deed of Trust, Mortgage · Line of Credit POSTAL & COMMUNITY CU |
| Feb 22, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Feb 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage POSTAL & COMMUNITY CU |
| May 14, 2026 | Warranty Deed, Transfer PREFERRED TITLE |
| Jan 4, 2013 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 |
| Deed Sale | May 14, 2026 |
| Prior Sale | Jan 4, 2013 · Amount on Record |
| Deed Document Number | 20263756 |
| Deed Book / Page | 3818 / 529 |
| Prior Transfer Date | Dec 3, 2012 |
| Prior Transfer Doc | 03378/0661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Document Number | 003799/903 |
|---|---|
| Date | Aug 15, 2024 |
| Book Page | 3799/903 |
| Instrument | 2024006332 |
| Name | POSTAL & COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 14, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 02875/0203 |
|---|---|
| Date | Feb 22, 2006 |
| Book Page | 2875/0203 |
| Instrument | 2006002407 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Name | Verified Name |
|---|---|
| Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Investor | Possibly a Property Investor |
| Document Number | 003805/348 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | 3805/348 |
| Instrument | 2025001334 |
| Name | POSTAL & COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MO 64505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 14, 2026 |
| Property Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Document Number | 0000003756 |
| Book / Page | 3818 / 529 |
| Instrument Date | May 8, 2026 |
| Instrument | 20263756 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 4, 2013 |
| Property Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Document Number | 03378/0661 |
| Book / Page | 3378 / 0661 |
| Instrument Date | Dec 3, 2012 |
| Instrument | 2013000140 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Name | Verified Name |
|---|---|
| Address | 1525 4TH AVE, SAINT JOSEPH, MO 64505-2106 |
| Document Number | 2013000141 |
|---|---|
| Date | Jan 4, 2013 |
| Instrument | 2013000141 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2043 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $703.00 | $9,870 (-8.19%) Land $720 Building $9,150 | $51,950 (-8.18%) Land $3,780 Building $48,170 |
| 2024 | $703.00 (+0.43%) | ||
| 2023 | $700.00 (-0.71%) | $10,750 (-) Land $720 Building $10,030 | $56,580 (-) Land $3,780 Building $52,800 |
| 2022 | $705.00 | $10,750 Land $720 Building $10,030 | |
| 2021 | $56,580 Land $3,780 Building $52,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1984–1993) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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