1525 49th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1525 49th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1963
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Dec 2019)
Tax Bill	$14,629 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-037-12`

Property Details

APN / Parcel Number

Primary APN	`034-037-12`
Alternative APN	`034-037-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,873 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	4,138 sqft (0.095 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1525 49TH AVE
City	CAPITOLA
State	CA
Zip	95010-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01/FAIRVIEW
Legal Lot Number	12,13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1028
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1525 49TH AVE, CAPITOLA, CA 95010-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jan 28, 2021	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 6, 2019	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Sep 25, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	201938413
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000002631
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1525 49TH AVE, CAPITOLA, CA 95010-3806
Document Number	0000004937
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 49TH AVE CAPITOLA CA 950103806, CAPITOLA, CA 95010-3806

Mortgage

Document Number	0000004937
Date	Jan 28, 2021
Instrument	4937

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 28, 2021
Property Address	1525 49TH AVE, CAPITOLA, CA 95010-3806
Document Number	0000004936
Instrument Date	Jan 18, 2021
Instrument	4936
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1525 49TH AVE CAPITOLA CA 950103806, CAPITOLA, CA 95010-3806

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 6, 2019
Property Address	1525 49TH AVE, CAPITOLA, CA 95010-3806
Document Number	0000038413
Map Reference	MB 18 PG 40
Instrument Date	Nov 27, 2019
Instrument	2019-0038413
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1525 49TH AVE, CAPITOLA, CA 95010-3806

Mortgage

Document Number	0000038414
Date	Dec 6, 2019
Instrument	2019-0038414

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	11%
Index	1-Year LIBOR
Max Rate	11%

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2019
Property Address	1525 49TH AVE, CAPITOLA, CA 95010-3806
Document Number	0000029140
Instrument Date	Sep 9, 2019
Instrument	29140
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1525 49TH AVE CAPITOLA CA 950103806, CAPITOLA, CA 95010-3806

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,193,606 (+2%) Land $858,950 Building $334,656
2025	$14,629.00 (+9.61%) Homeowner's exemption	$1,170,202 (+4.04%) Land $842,108 Building $328,094
2023	$13,347.00 (+1.11%) Homeowner's exemption	$1,124,761 Land $809,407 Building $315,354	$2,112,480
2022	$13,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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