15248 Ferndale Rd, Clermont, FL 34715 Property Records

Lake County property record for 15248 Ferndale Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1938
Lot Size	0.363 acres (15,795 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2016)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-21-26-0002-000-03501`

Property Details

APN / Parcel Number

Primary APN	`34-21-26-0002-000-03501`
Alternative APNs	`262134000200003501` `1509157`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	15,795 sqft (0.363 acres)
Lot Dimensions	117 ft deep x 135 ft wide
Porch	Slab
Porch Area	98 sqft
Utility Building	878 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1509157
Street Address	15248 FERNDALE RD
City	CLERMONT
State	FL
Zip	34715-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BEG 314.6 FT E & 915 FT S OF NW COR OF NE 1/4 OF NW 1/4 RUN W 165 FT TO POB RUN W 135 FT S 117 FT E 135 FT N 117 FT TO POB ORB 4840 PG 1313
Legal Range	26E
Legal Township	21S
Legal Section	34
Legal Quarter	2
Legal Subdivision	ACREAGE & UNREC PLATS
Legal Tract	0002
Legal Lot Number	35
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2035
Census Tract	31301

Owner

15248 Ferndale Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Lake County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 74, FERNDALE, FL 34729-0074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on File
Deed Sale	Sep 27, 2016 · Amount on File
Prior Sale	Nov 24, 2004 · Amount on File
Deed Document Number	2016100564
Deed Book / Page	4840 / 1313
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	0037830949
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15248 FERNDALE RD, MINNEOLA, FL 34715-8732
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15248 FERNDALE RD, MONTVERDE, FL 34729

Mortgage

Document Number	0059130043
Date	Mar 9, 2022
Book Page	5913/43
Instrument	2022033401

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 15248 Ferndale Rd was $2,267 with a homeowner's exemption, up 2.9% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,430 (+2.7%)	$198,272 (-0.39%) Land $53,680 Building $144,592
2025	$2,267.00 (+2.91%) Homeowner's exemption	$152,320 Land $53,680 Building $98,640	$199,041 Land $53,680 Building $145,361
2024	$2,203.00 (+11.88%)
2023	$1,969.00 (+52.87%) Homeowner's exemption	$143,720 (+38.67%)	$196,837 (+23.13%) Land $53,680 Building $143,157
2022	$1,288.00 Homeowner's exemption	$103,640	$159,862 Land $53,680 Building $106,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15248 Ferndale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15248 Ferndale Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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