15247 Windward Ln, Lancaster, SC 29720 Property Records

Lancaster County property record for 15247 Windward Ln, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,585 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,600 (Nov 2022)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0127C-0A-036.00`

Property Details

APN / Parcel Number

Primary APN	`0127C-0A-036.00`
Alternative APN	`81360`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,585 sqft Living Area
Gross Area	3,917 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft

Location & Zoning

Account Number	81360
Street Address	15247 WINDWARD LN
City	LANCASTER
State	SC
Zip	29720-7381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	85.5X200X121.6X204.4
Legal Subdivision	EDGEWATER SUBDIVISION
Legal Block	221
Legal Lot Number	221
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

Source: Lancaster County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FOUNDERS FEDERAL CREDIT UNION
Jan 8, 2024	Intrafamily Transfer, Transfer
Nov 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202217678
Deed Book / Page	1607 / 158
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000000251
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Aug 7, 2026
Property Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Document Number	0000011359
Book / Page	5648 / 48
Instrument Date	Aug 3, 2026
Instrument	202611359
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381

Mortgage

Document Number	0000011359,
Date	Aug 7, 2026
Book Page	5648/48
Instrument	202611359

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Aug 7, 2026
Property Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Document Number	0000011360
Book / Page	5648 / 70
Instrument Date	Aug 3, 2026
Instrument	202611360
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381

Mortgage

Document Number	0000011360,
Date	Aug 7, 2026
Book Page	5648/70
Instrument	202611360

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2051

Interest

Rate	6.43%
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Jan 8, 2024
Property Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Document Number	0000000251
Book / Page	1746 / 125
Map Reference	MB 2006 PG 246
Instrument Date	Dec 29, 2023
Instrument	2024000251
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15247 WINWARD LANE, LANCASTER, SC 29720-7381

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 10, 2022
Property Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Document Number	0000017678
Book / Page	1607 / 158
Map Reference	MB 2006 PG 246
Instrument Date	Nov 10, 2022
Instrument	2022017678
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381

Mortgage

Document Number	0000017679
Date	Nov 10, 2022
Instrument	2022017679

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 10, 2020
Property Address	15247 WINDWARD LN, LANCASTER, SC 29720-7381
Document Number	0000022326
Book / Page	001389 / 000259
Instrument Date	Dec 10, 2020
Instrument	22326
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (-2.97%)	$21,192 (+0.99%) Land $3,200 Building $17,992	$529,800 (+0.99%) Land $80,000 Building $449,800
2024	$4,068.00 (+0.07%)
2023	$4,065.00 (+98.58%)	$20,984 (+482.89%) Land $5,000 Building $15,984	$524,600 (+774.33%) Land $125,000 Building $399,600
2022	$2,047.00	$3,600 Land $3,600	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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