15247 Harbor Ln, Clearlake, CA 95422 Property Records

Lake County property record for 15247 Harbor Ln, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,314 sqft · built 1981
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2020)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`040-431-180-000`

Property Details

APN / Parcel Number

Primary APN	`040-431-180-000`
Alternative APN	`040-431-18`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,314 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Creek

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Wood

Location & Zoning

Old Parcel Number	040-431-18
Street Address	15247 HARBOR LN
City	CLEARLAKE
State	CA
Zip	95422-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARBOR VILLAGE
Legal Block	2
Legal Lot Number	18
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2006
Census Tract	801

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 18, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage DATA MORTGAGE INC
Aug 10, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20205667
Prior Transfer Date	May 11, 2013
Prior Transfer Doc	0000008462
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157

Mortgage

Document Number	0000021724
Date	Dec 30, 2021
Instrument	2021021724

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 18, 2020
Property Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157
Document Number	0000005667
Map Reference	MB 8 PG 36
Instrument Date	May 11, 2020
Instrument	2020005667
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13291 COUNTRY CLUB DR, CLEARLAKE, CA 95422-9270

Mortgage

Document Number	0000005668
Date	May 18, 2020
Instrument	2020005668

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 30, 2019
Property Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157
Document Number	0000005138
Map Reference	MB 8 PG 36
Instrument Date	Apr 24, 2019
Instrument	2019005138
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 SADDLE CT, FOLSOM, CA 95630-2732

Mortgage

Document Number	0000005139
Date	Apr 30, 2019
Instrument	2019005139

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 10, 2017
Property Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157
Document Number	0000010523
Map Reference	MAP8 PG36
Instrument Date	Aug 7, 2017
Instrument	2017010523
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15247 HARBOR LN, CLEARLAKE, CA 95422-8157

Mortgage

Document Number	0000010524
Date	Aug 10, 2017
Instrument	2017010524

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,241.00 (+2.39%)	$362,538 (+2%) Land $139,437 Building $223,101
2025	$4,142.00 (+2.32%)	$355,430 (+4.04%) Land $136,703 Building $218,727
2023	$4,048.00 (+5.28%)	$341,631 Land $131,396 Building $210,235
2022	$3,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	27 (1983–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims Severe Winter Storms And Flooding, Mar 1998 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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