1524 W Elm Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 1524 W Elm Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,167 sqft · built 2014
Lot Size	0.757 acres (32,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jan 2010)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-30-02-029.01`

Property Details

APN / Parcel Number

Primary APN	`140-30-02-029.01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,167 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Lot Area	32,975 sqft (0.757 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1524 W ELM RD
City	RADCLIFF
State	KY
Zip	40160-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONWAY EST LT 1C
Legal Subdivision	CONWAY EST
Legal Block	2
Legal Lot Number	1C
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	3
Census Block	3007
Census Tract	300

Owner

Source: Hardin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1524 W ELM RD, RADCLIFF, KY 40160-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2017	Deed, Transfer WEST POINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2010 · Amount on Record
Deed Sale	Jan 11, 2010 · Amount on Record
Deed Book / Page	1316 / 704
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1524 W ELM RD, RADCLIFF, KY 40160-1926
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2403/797
Date	Sep 20, 2021
Book Page	2403/797

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Aug 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1524 W ELM RD, RADCLIFF, KY 40160-1926
Transaction Type	Mortgage
Record Updated	Jun 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2315/1339
Date	Jun 5, 2020
Book Page	2315/1339

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MEADE KY
Recording Date	Oct 10, 2017
Property Address	1524 W ELM RD, RADCLIFF, KY 40160-1926
Document Number	000654/041
Book / Page	654 / 041
Map Reference	CAB4 SH194
Instrument Date	Sep 22, 2017
Instrument	228563
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 LINCOLN RD, 459, ELIZABETHTOWN, KY 42701-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 W ELM RD, RADCLIFF, KY 40160-1926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000228564
Date	Oct 10, 2017
Instrument	228564

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 22, 2032

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Vine Grove City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+0.05%) Disabled Person's exemption Additional exemption filed	$264,000 (+4.8%) Land $18,000 Building $246,000	$264,000 (+4.8%) Land $18,000 Building $246,000
2023		$251,900 Land $13,500 Building $238,400	$251,900 Land $13,500 Building $238,400
2021	$2,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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