1524 W 5th St, Chico, CA 95928 Property Records

Butte County property record for 1524 W 5th St, Chico, CA 95928

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 832 sqft · built 1940
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2017)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-104-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-104-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Street Address	1524 W 5TH ST
City	CHICO
State	CA
Zip	95928-4808
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	1524 W 5TH ST
Legal Subdivision	GIBRALTER AVE
Legal Lot Number	6
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4005
Census Tract	1100

Owner

1524 W 5th St, a residential property, is owned and occupied by two individuals who bought it in June 2017.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	250 PICHOLINE WAY, CHICO, CA 95928-4319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Jun 23, 2018	Deed of Trust, Mortgage TRI COUNTIES BANK
Jun 23, 2018	Deed of Trust, Mortgage TRI COUNTIES BANK
Jun 30, 2017	Grant Deed, Transfer FORD RICHARD L & KAREN M FORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Jul 2, 2010 · Amount on File
Deed Document Number	201722563
Prior Transfer Date	Jul 1, 2003
Prior Transfer Doc	0000050675
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 W 5TH ST, CHICO, CA 95928-4808
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 W 5TH ST, CHICO, CA 95928-4808

Mortgage

Document Number	0000026202
Date	Sep 27, 2023
Instrument	2023-0026202

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 W 5TH ST, CHICO, CA 95928-4808
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 W 5TH ST, CHICO, CA 95928-4808

Mortgage

Document Number	0000028791
Date	Jun 24, 2021
Instrument	2021-0028791

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 W 5TH ST, CHICO, CA 95928-4808
Document Number	0000022282
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1524 W 5TH ST CHICO CA 959284808, CHICO, CA 95928-4808

Mortgage

Document Number	0000022282
Date	Jun 29, 2018
Instrument	22282

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 W 5TH ST, CHICO, CA 95928-4808
Document Number	0000027053
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1524 W 5TH ST CHICO CA 959284808, CHICO, CA 95928-4808

Mortgage

Document Number	0000027053
Date	Aug 13, 2018
Instrument	27053

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 30, 2017
Property Address	1524 W 5TH ST, CHICO, CA 95928-4808
Document Number	0000022563
Instrument Date	Jun 28, 2017
Instrument	22563
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1524 W 5TH ST CHICO CA 959284808, CHICO, CA 95928-4808

Mortgage

Document Number	22564
Date	Jun 30, 2017
Instrument	22564

Lender

Name	FORD RICHARD L & KAREN M FORD
Address	1955 E 8TH ST, CHICO, CA 95928-4046

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1524 W 5th St was $2,601 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,287 (+2%) Land $147,972 Building $86,315
2025	$2,601.00 Homeowner's exemption	$229,694 Land $145,071 Building $84,623
2024			$355,590
2023	$2,401.00 (+2.21%) Homeowner's exemption	$220,777 Land $139,439 Building $81,338
2022	$2,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1524 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1524 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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