1524 Spruce Ave, Chico, CA 95926 Property Records

Butte County property record for 1524 Spruce Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,290 sqft · built 1912
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$507,000 (Sep 2020)
Tax Bill	$6,258 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-412-018-000`

Property Details

APN / Parcel Number

Primary APN	`003-412-018-000`
Alternative APN	`003-412-018`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	003-412-018
Street Address	1524 SPRUCE AVE
City	CHICO
State	CA
Zip	95926-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1524 SPRUCE AVE
Legal Subdivision	CHICO VECINO
Legal Block	25
Legal Lot Number	5
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4022
Census Tract	700

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1524 SPRUCE AVE, CHICO, CA 95926-3436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · ARM GUARANTEED RATE AFFINITY LLC
Sep 2, 2020	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	202035204
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000035358
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 SPRUCE AVE, CHICO, CA 95926-3436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039652
Date	Sep 5, 2019
Instrument	2019-0039652

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 2, 2020
Property Address	1524 SPRUCE AVE, CHICO, CA 95926-3436
Document Number	0000035358
Instrument Date	Aug 31, 2020
Instrument	35358
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1524 SPRUCE AVE CHICO CA 959263436, CHICO, CA 95926-3436

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 1, 2020
Property Address	1524 SPRUCE AVE, CHICO, CA 95926-3436
Document Number	0000035204
Map Reference	MB 6 PG 30
Instrument Date	Aug 26, 2020
Instrument	2020-0035204
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 SPRUCE AVE, CHICO, CA 95926-3436

Mortgage

Document Number	0000035205
Date	Sep 1, 2020
Instrument	2020-0035205

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1524 SPRUCE AVE, CHICO, CA 95926-3436
Document Number	0000010058
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	RIO VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1524 SPRUCE AVE CHICO CA 959263436, CHICO, CA 95926-3436

Mortgage

Document Number	0000010058
Date	Mar 26, 2018
Instrument	10058

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,765 (+2%) Land $176,651 Building $383,114
2025	$6,258.00 (+7.92%) Homeowner's exemption	$548,790 (+4.04%) Land $173,188 Building $375,602
2024			$595,530
2023	$5,799.00 (+1.63%) Homeowner's exemption	$527,482 Land $166,464 Building $361,018
2022	$5,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000

May also be available: DigitalPath, GeoLinks, unWired Broadband, Verizon.

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