15239 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15239 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.931 acres (40,547 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jan 2022)
Tax Bill	$11,143 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-35300`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-35300`
Alternative APNs	`262212050000035300` `3825803`

Exterior

Lot Area	40,547 sqft (0.931 acres)
View / Lot	Lake Front

Location & Zoning

Account Number	3825803
Street Address	15239 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3629
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUD
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 353 ORB 5867 PG 1713
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	0500
Legal Lot Number	353
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1060
Census Tract	31301

Owner

15239 Pendio Dr, residential vacant land, is owned by two individuals who bought it in January 2022.

Source: Lake County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 BELLE FERN CT, OCOEE, FL 34761-4458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK NA
Jan 8, 2021	Warranty Deed, Transfer WATSON TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Jan 8, 2021 · Amount on File
Deed Document Number	2022192
Deed Book / Page	5867 / 1713
Prior Transfer Date	Jan 25, 2008
Prior Transfer Doc	0035870214
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Aug 5, 2026
Property Address	15239 PENDIO DR, BELLA COLLINA, FL 34756-3629
Document Number	0000096201
Book / Page	6789 / 2064
Instrument Date	Aug 4, 2026
Instrument	202696201
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15239 PENDIO DR, BELLA COLLINA, FL 34756-3629

Mortgage

Document Number	0000096201,
Date	Aug 5, 2026
Book Page	6789/2064
Instrument	202696201

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 1, 2029

Interest

Rate	6.49%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2022
Property Address	15239 PENDIO DR, BELLA COLLINA, FL 34756-3629
Document Number	0058671713
Book / Page	5867 / 1713
Map Reference	MB 51 PG 31-49
Instrument Date	Dec 20, 2021
Instrument	2022000192
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 MYSTIC LN, JUPITER, FL 33458-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 BELLE FERN CT, OCOEE, FL 34761-4458

Mortgage

Document Number	0058671715
Date	Jan 3, 2022
Instrument	5867/1715

Lender

Name	SOUTHSTATE BANK NA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	15239 PENDIO DR, BELLA COLLINA, FL 34756-3629
Document Number	0056171708
Book / Page	5617 / 1708
Map Reference	MB 51 PG 31-49
Instrument Date	Dec 31, 2020
Instrument	2021003957
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80350 VIA CAPRI, LA QUINTA, CA 92253-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 MYSTIC LN, JUPITER, FL 33458-3316

Tax Assessment & Valuation

The 2025 property tax bill for 15239 Pendio Dr was $11,143, up 23.7% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,500 (-) Land $812,500	$812,500 (-) Land $812,500
2025	$11,143.00 (+23.73%)	$812,500 Land $812,500	$812,500 Land $812,500
2024	$9,006.00 (+0.21%)
2023	$8,987.00 (+30.3%)	$650,000 (+85.71%)	$650,000 (+85.71%) Land $650,000
2022	$6,897.00	$350,000	$350,000 Land $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15239 Pendio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15239 Pendio Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pendio Dr

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