15238 Ely Ave, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15238 Ely Ave, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,456 sqft · built 2016
Lot Size	0.323 acres (14,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Oct 2020)
Tax Bill	$7,382 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-18303-01-020`

Property Details

APN / Parcel Number

Primary APN	`01-18303-01-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	4,214 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	14,078 sqft (0.323 acres)
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15238 ELY AVE
City	SAINT PAUL
State	MN
Zip	55124-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORTLAND FOURTH ADDITION 2 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 1 BLK 3 CORTLAND 2ND ADDITION & OUTLOT A CORTLAND 6TH ADDITION
Legal Subdivision	CORTLAND FOURTH ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1002
Census Tract	60839

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15238 ELY AVE, SAINT PAUL, MN 55124-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Oct 28, 2020	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 30, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20203410176
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003324560
Date	Sep 5, 2019
Instrument	3324560

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003295730
Date	Mar 7, 2019
Instrument	3295730

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003360355
Date	Mar 20, 2020
Instrument	3360355

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 28, 2020
Property Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621
Document Number	0003410176
Instrument Date	Sep 18, 2020
Instrument	3410176
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621

Mortgage

Document Number	0003410177
Date	Oct 28, 2020
Instrument	3410177

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 30, 2017
Property Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621
Document Number	0003175362
Instrument Date	Jan 30, 2017
Instrument	3175362
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	DHI TITLE OF MINNESOTA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15238 ELY AVE, APPLE VALLEY, MN 55124-6621

Mortgage

Document Number	0003175363
Date	Jan 30, 2017
Instrument	3175363

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,382.00	$573,700 Land $179,500 Building $394,200	$573,700 Land $179,500 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Southeast MN Wifi.

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