15232 Sunset Overlook Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 15232 Sunset Overlook Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,074 sqft · built 2019
Lot Size	0.251 acres (10,947 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Mar 2018)
Tax Bill	$10,537 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-27-4025-03-190`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-4025-03-190`
Alternative APNs	`272228402503190` `125317` `126103` `127484`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,074 sqft Living Area
Gross Area	4,201 sqft
1st Floor Area	3,074 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,947 sqft (0.251 acres)
Garage Type	Attached
Garage Area	844 sqft
Porch	Slab
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15232 SUNSET OVERLOOK CIR
City	WINTER GARDEN
State	FL
Zip	34787-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	JOHNS LAKE POINTE 69/121 LOT 319
Legal Range	27E
Legal Township	22S
Legal Section	28
Legal Subdivision	JOHNS LAKE POINTE
Legal Tract	4025
Legal Block	3
Legal Lot Number	319
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1005
Census Tract	17116

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 784408, WINTER GARDEN, FL 34778-4408
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	2018147673
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 13, 2018
Property Address	15232 SUNSET OVERLOOK CIR, WINTER GARDEN, FL 34787-1735
Document Number	0000147673
Instrument Date	Mar 9, 2018
Instrument	147673
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15232 SUNSET OVERLOOK CIR WINTER GARDEN FL 347871735, WINTER GARDEN, FL 34787-1735

Mortgage

Document Number	147674
Date	Mar 13, 2018
Instrument	147674

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,247 (+1%)	$689,220 (-1.1%) Land $165,000 Building $524,220
2025	$10,537.00 (+9.35%)	$613,861 (+5.99%)	$696,890 (+20.33%) Land $165,000 Building $531,890
2024	$9,636.00 (+12.94%)
2023	$8,532.00 (+13.46%)	$579,168 (+19.35%) Land $165,000 Building $414,168	$579,168 (+19.35%) Land $165,000 Building $414,168
2022	$7,520.00	$485,266 Land $115,000 Building $370,266	$485,266 Land $115,000 Building $370,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20