15230 River Rd, Fairhope, AL 36532 Property Records

Baldwin County property record for 15230 River Rd, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,790 sqft · built 1993
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (May 2024)
Tax Bill	$3,766 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`55-03-07-0-000-078.016`

Property Details

APN / Parcel Number

Primary APN	`55-03-07-0-000-078.016`
Alternative APNs	`546539` `308543` `41558`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,790 sqft Heated Area
1st Floor Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,904 sqft (1.49 acres)
Lot Dimensions	325 ft deep x 241 ft wide
Garage Type	Carport
Carport	Carport
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	546539
Street Address	15230 RIVER RD
City	FAIRHOPE
State	AL
Zip	36532-6662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	241.2'X290'S IRR FROM SW COR OF HOLMAN LOT 3 BLK 3 RIVER PARK RUN SE 481.8' FOR POB CONT SE 241.2' E 290'S NW 280'S W 360'S T
Legal Range	03
Legal Township	07
Legal Section	07
Legal Subdivision	MARLOW HAVEN
Legal Block	3
Legal Lot Number	3,C-8
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1001
Census Tract	11102

Owner

15230 River Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15230 RIVER RD, FAIRHOPE, AL 36532-6662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NATIONAL BANK
Aug 10, 2017	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Document Number	20242122345
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	15230 RIVER RD, FAIRHOPE, AL 36532-6662
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001855912
Date	Sep 4, 2020
Instrument	1855912

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 10, 2017
Property Address	15230 RIVER RD, FAIRHOPE, AL 36532-6662
Document Number	0001649500
Instrument Date	Jul 3, 2017
Instrument	1649500
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7181 GRIFFICE RD, 7181, MOBILE, AL 36618-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32143 BUNTING CT, SPANISH FORT, AL 36527-7639

Mortgage

Document Number	0001649501
Date	Aug 10, 2017
Instrument	1649501

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15230 River Rd was $3,766, up 32.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,766.00 (+32.75%)
2025	$2,837.00	$91,200 Land $52,640 Building $38,560	$912,000 Land $526,400 Building $385,600
2023	$2,214.00 (+7.11%) Homeowner's exemption	$72,880 (+6.96%)	$728,600 (+6.93%) Land $398,500 Building $330,100
2022	$2,067.00 (+11.55%) Homeowner's exemption	$68,140	$681,400 Land $373,800 Building $307,600
2021	$1,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15230 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	243 (1989–2020)
Claims Outside the SFHA	5 of 243
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 51 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15230 River Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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