15230 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 15230 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,990 sqft · built 1977
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2025)
Tax Bill	$4,225 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`794-63-71-55-600-000`

Property Details

APN / Parcel Number

Primary APN	`794-63-71-55-600-000`
Alternative APNs	`149090100000003` `369497001` `448779000` `487108000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,990 sqft Finished Area
1st Floor Area	1,007 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	98,446 sqft (2.26 acres)
Garage Area	2,459 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	487108000
Street Address	15230 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	W/S HARROWGATE RD L 3
Legal Subdivision	W/S HARROWGATE ROAD LOT 3
Legal Lot Number	3
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	3
Census Block	3000
Census Tract	100507

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15230 HARROWGATE RD, CHESTER, VA 23831-6923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	20257607
Deed Book / Page	14821 / 342
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15230 HARROWGATE RD, CHESTER, VA 23831-6923
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014541-196
Date	Apr 30, 2024
Book Page	14541/196
Instrument	2024012271

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,225.00 (+23.94%)	$472,000 (+0.43%) Land $63,100 Building $408,900	$472,000 (+0.43%) Land $63,100 Building $408,900
2025		$470,000 (+26.38%) Land $61,100 Building $408,900	$470,000 (+26.38%) Land $61,100 Building $408,900
2023	$3,409.00	$371,900 Land $53,100 Building $318,800	$371,900 Land $53,100 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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