1523 Windridge Dr, Lockhart, TX 78644 Property Records

Caldwell County property record for 1523 Windridge Dr, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 2003
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$191,400 (Sep 2017)
Tax Bill	$6,045 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300615-005-006-00`

Property Details

APN / Parcel Number

Primary APN	`0300615-005-006-00`
Alternative APNs	`R43583` `43583`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	1,116 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	31 sqft
Patio Area	16 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43583
Street Address	1523 WINDRIDGE DR
City	LOCKHART
State	TX
Zip	78644-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDRIDGE ADDN, BLOCK 5, LOT 6, SECTION 1 SECTION 1
Legal Subdivision	WINDRIDGE ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3007
Census Tract	960400

Owner

1523 Windridge Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 WINDRIDGE DR, LOCKHART, TX 78644-2497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage IHS MORTGAGE LLC
Sep 22, 2017	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Document Number	20174956
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1523 WINDRIDGE DR, LOCKHART, TX 78644-2497
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005945
Date	Nov 1, 2018
Instrument	2018-005945

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1523 WINDRIDGE DR, LOCKHART, TX 78644-2497
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003406
Date	Jun 19, 2018
Instrument	2018-003406

Lender

Name	IHS MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Sep 22, 2017
Property Address	1523 WINDRIDGE DR, LOCKHART, TX 78644-2497
Document Number	2017004956
Map Reference	CAB A SL 191
Instrument Date	Sep 22, 2017
Instrument	2017-004956
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 WINDRIDGE DR, LOCKHART, TX 78644-2497

Mortgage

Document Number	2017004957
Date	Sep 22, 2017
Instrument	2017-004957

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1523 Windridge Dr was $6,045 with exemptions applied.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,045.00	$292,970 (-4.38%) Land $46,540 Building $246,430	$292,970 (-4.38%) Land $46,540 Building $246,430
2025		$306,400 Land $46,540 Building $259,860	$306,400 Land $46,540 Building $259,860
2024	$5,450.00 (+14.88%)
2023	$4,744.00 (-14.69%) Homeowner's exemption	$286,455 Land $46,540 Building $320,230	$366,770 Land $46,540 Building $320,230
2022	$5,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1523 Windridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1523 Windridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Centric Fiber, Spry Air Fiber.

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