1523 W School St, Chicago, IL 60657 Property Records

Cook County property record for 1523 W School St, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,680 sqft · built 2003
Lot Size	0.072 acres (3,125 sqft)
Owner	2 Trust Names on File
Tax Bill	$29,360 (2023)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-324-016`

Property Details

APN / Parcel Number

Primary APN	`14-20-324-016`
Alternative APN	`14-20-324-016-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1523 W SCHOOL ST
City	CHICAGO
State	IL
Zip	60657-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-3.5
Legal Description	(KEMNITZ) & (WOLFFS) SUB SEC 20-40-14
Legal Range	14E
Legal Township	40N
Legal Section	20
Legal Subdivision	KEMNITZ & WOLFFS
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	62400

Owner

1523 W School St is owner-occupied and held in a trust since February 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Feb 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jan 8, 2020	Warranty Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022
Deed Sale	Feb 10, 2022
Prior Sale	Feb 10, 2022
Deed Document Number	2022119040
Transfer Doc	0000000920
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008206248
Date	Mar 23, 2022
Instrument	2208206248

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 10, 2022
Property Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121
Document Number	0004119040
Instrument Date	Dec 17, 2021
Instrument	2204119040
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 10, 2022
Property Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121
Document Number	0004119039
Instrument Date	Dec 16, 2021
Instrument	2204119039
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121

Mortgage

Document Number	0004119041
Date	Feb 10, 2022
Instrument	2204119041

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate	3%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 8, 2020
Property Address	1523 W SCHOOL ST, CHICAGO, IL 60657-2121
Document Number	2000808236
Instrument Date	Dec 23, 2019
Instrument	808236
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1111 S WABASH AVE #2103 CHICAGO IL 606052571, 2103, CHICAGO, IL 60605-2571

Mortgage

Document Number	2000808238
Date	Jan 8, 2020
Instrument	808238

Lender

Name	SOFI LNDG
Address	2750 E COTTONWOOD PKWY # 300, COTTONWOOD HEIGHTS, UT 84121-7285

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,500 Land $58,125 Building $94,375	$1,525,000 Land $581,250 Building $943,750
2023	$29,360.00 (+0.19%)
2022	$29,303.00	$142,471 Land $46,875 Building $95,596	$1,424,710 Land $468,750 Building $955,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1523 W School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1523 W School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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