1523 W Clark St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1523 W Clark St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 737 sqft · built 1928
Lot Size	0.112 acres (4,912 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Mar 2022)
Tax Bill	$1,078 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.128.0030`

Property Details

APN / Parcel Number

Primary APN	`34.128.0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	737 sqft Living Area
1st Floor Area	528 sqft
Basement Area	431 sqft
Finished Basement	431 sqft
Unfinished Basement	528 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	4,912 sqft (0.112 acres)
Lot Dimensions	72 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1523 W CLARK ST
City	ALBERT LEA
State	MN
Zip	56007-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-102 RANGE-021 REV DESC NO. 2085 PT NE1/4 SE1/4 7-102-21 CITY OF ALBERT LEA
Legal Range	21
Legal Township	102
Legal Section	07
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1009
Census Tract	180800

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5607 MANITOU RD, 2316, EXCELSIOR, MN 55331-6100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20221392729
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 29, 2022
Property Address	1523 W CLARK ST, ALBERT LEA, MN 56007-1758
Document Number	000A554080
Instrument Date	Mar 23, 2022
Instrument	A554080
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 W CLARK ST # EE, EE, ALBERT LEA, MN 56007-1758

Mortgage

Document Number	000A554081
Date	Mar 29, 2022
Instrument	A554081

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1523 W CLARK ST, ALBERT LEA, MN 56007-1758
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A550104
Date	Aug 4, 2021
Instrument	A550104

Lender

Name	LAKEVIEW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,078.00 Homeowner's exemption	$86,100 (+14.65%) Land $8,200 Building $77,900	$86,100 (+14.65%) Land $8,200 Building $77,900
2025	$1,078.00 (+32.76%)
2023	$812.00 (+55.56%) Homeowner's exemption	$75,100 Land $8,200 Building $66,900	$75,100 Land $8,200 Building $66,900
2020	$522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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