Osceola County property record for 1523 Softshell St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,082 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $233,232 (2015) |
| Tax Bill | $3,976.00 (2025) |
| Primary APN | 153589 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,082 sqft Heated Area |
| Gross Area | 2,963 sqft Gross Area |
| 1st Floor | 828 sqft 1st Floor |
| Upper Floors | 1,254 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 503 sqft Garage |
| Pool Area | 290 sqft Pool |
|---|---|
| Deck Area | 942 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 378 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 153589 |
|---|---|
| Street Address | 1523 SOFTSHELL ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 340 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 340 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153589
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1523 SOFTSHELL ST, SAINT CLOUD, FL 34771-7515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2015 · Amount on Record |
| Deed Sale | Dec 17, 2015 · Amount on Record |
| Deed Doc Number | 2015186218 |
| Deed Book / Page | 4887 / 1415 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1523 SOFTSHELL ST, SAINT CLOUD, FL 34771-7515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1523 SOFTSHELL ST, SAINT CLOUD, FL 34771-7515 |
| Document Number | 0058580072 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 5858/72 |
| Instrument | 2020175029 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1523 SOFTSHELL ST, SAINT CLOUD, FL 34771-7515 |
| Document Number | 0053102857 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1523 SOFTSHELL ST ST CLOUD FL 347717515, ST CLOUD, FL 34771-7515 |
| Document Number | 0053102857 |
|---|---|
| Date | Apr 04, 2018 |
| Book Page | 005310/002857 |
| Instrument | 52487 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 03, 2028 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,976.00 (+6.2%) Homeowner's exemption | $265,026 (+5.99%) | $370,600 (+0.82%) Land $75,000 Building $295,600 |
| 2023 | $3,744.00 (+3.57%) Homeowner's exemption | $250,056 (+3%) | $367,600 (+12.9%) Land $65,000 Building $302,600 |
| 2022 | $3,615.00 Homeowner's exemption | $242,773 | $325,600 Land $60,000 Building $265,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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