1523 Shadow Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1523 Shadow Ln, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,755 sqft · built 1976
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2022)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145123A000`

Property Details

APN / Parcel Number

Primary APN	`145123A000`
Alternative APN	`6-0013-5087-00-0034.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,755 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,465 sqft
Basement Area	1,405 sqft
Finished Basement	1,290 sqft
Unfinished Basement	115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	145123A000
Street Address	1523 SHADOW LN
City	SAINT CHARLES
State	MO
Zip	63303-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW WOOD LOT 34
Legal Subdivision	SHADOW WOOD
Legal Lot Number	34
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3008
Census Tract	310902

Owner

Source: St. Charles County records · APN 145123A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1523 SHADOW LN, SAINT CHARLES, MO 63303-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	20225302
Prior Transfer Date	May 17, 2004
Prior Transfer Doc	0000537810
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 26, 2022
Property Address	1523 SHADOW LN, SAINT CHARLES, MO 63303-5023
Document Number	0000005302
Map Reference	MB 19 PG 54
Instrument Date	Jan 17, 2022
Instrument	2022R-005302
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 SHADOW LN, SAINT CHARLES, MO 63303-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 SHADOW LN, SAINT CHARLES, MO 63303-5023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005303
Date	Jan 26, 2022
Instrument	2022R-005303

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,433 (-)	$302,277 (-) Land $66,000 Building $236,277
2025	$3,597.00	$57,433 (+12.39%)	$302,277 (+12.39%) Land $66,000 Building $236,277
2023		$51,101
2022			$268,951 Land $66,000 Building $202,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.