1523 Pin Hook Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1523 Pin Hook Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,064 sqft · built 1982
Lot Size	1.02 acres (44,428 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Oct 2015)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072044N A 01600`

Property Details

APN / Parcel Number

Primary APN	`072044N A 01600`
Alternative APN	`044N A 01600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	959 sqft
Unfinished Basement	105 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,428 sqft (1.02 acres)
Lot Dimensions	383 ft deep x 116 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	165 sqft
Patio Area	330 sqft
Shed	1 Shed
Shed Area	448 sqft
Boat Access	Boat Access
Boat House	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1523 PIN HOOK RD
City	SPRING CITY
State	TN
Zip	37381-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: HIDDEN HARBOR; BLOCK: 3
Legal Subdivision	HIDDEN HARBOR
Legal Block	3
Legal Lot Number	70-A
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

1523 Pin Hook Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Rhea County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 PIN HOOK RD, SPRING CITY, TN 37381-3753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Prior Sale	Dec 13, 1994 · Amount on File
Deed Document Number	15068307
Deed Book / Page	444 / 453
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1523 PIN HOOK RD, SPRING CITY, TN 37381-3753
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012617
Date	Mar 3, 2022
Book Page	T670/151
Instrument	22012617

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1523 PIN HOOK RD, SPRING CITY, TN 37381-3753
Document Number	0000005593
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1523 PIN HOOK RD SPRING CITY TN 373813753, SPRING CITY, TN 37381-3753

Mortgage

Document Number	0000005593
Date	Jan 19, 2021
Book Page	000642/000469
Instrument	5593

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1523 PIN HOOK RD, SPRING CITY, TN 37381-3753
Document Number	0000001417
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 PIN HOOK RD SPRING CITY TN 373813753, SPRING CITY, TN 37381-3753

Mortgage

Document Number	0000001417
Date	Apr 16, 2020
Book Page	000626/000001
Instrument	1417

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1523 Pin Hook Rd was $1,002.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00	$74,325 Land $22,500 Building $51,825
2024			$297,300 Land $90,000 Building $207,300
2022		$52,700 Land $20,000 Building $32,700	$210,800 Land $80,000 Building $130,800
2021	$1,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1523 Pin Hook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1523 Pin Hook Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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