Highlands County property record for 1523 Penny Ave, Sebring, FL 33870 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,600 sqft · built 1974 |
| Lot Size | 0.312 acres (13,608 sqft) |
| Owner | Company Name on File |
| Last Sale | $117,000 (Aug 2018) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S-33-34-29-140-0000-0070 |
| Primary APN | S-33-34-29-140-0000-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,608 sqft (0.312 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| View / Lot | Duplex |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 456 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1523 PENNY AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-4431 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PENNY HEIGHTS SUB PB 9-PG 68 LOT 7 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | PENNY HEIGHTS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 961100 |
Source: Highlands County records · APN S-33-34-29-140-0000-0070
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20535 NW 2ND AVE, 203, MIAMI, FL 33169-2547 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Aug 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Document Number | 20181907893 |
| Deed Book / Page | 2651 / 501 |
| Prior Transfer Date | Aug 24, 2004 |
| Prior Transfer Doc | 0001268322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 1523 PENNY AVE, SEBRING, FL 33870-4431 |
| Document Number | 0002325956 |
| Book / Page | 3211 / 826 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20262325956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3803 SW 93RD AVE, MIRAMAR, FL 33025-1761 |
| Document Number | 0002325956, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 3211/826 |
| Instrument | 20262325956 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 1523 PENNY AVE, SEBRING, FL 33870-4431 |
| Document Number | 0001907893 |
| Book / Page | 002651 / 000501 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 1907893 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $819.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1523 PENNY AVE SEBRING FL 338704431, SEBRING, FL 33870-4431 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1523 PENNY AVE, SEBRING, FL 33870-4431 |
| Document Number | 0001907894 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3803 SW 93RD AVE PEMBROKE PINES FL 330251761, PEMBROKE PINES, FL 33025-1761 |
| Document Number | 0001907894 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 002651/000503 |
| Instrument | 1907894 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MT LAUREL, NJ 08807 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (+7.06%) | $165,381 (+19.6%) Land $7,275 Building $158,106 | $165,381 (+19.6%) Land $7,275 Building $158,106 |
| 2024 | $2,849.00 (+12.97%) | ||
| 2023 | $2,522.00 (+13.2%) | $138,275 (+18.39%) Land $4,850 Building $133,425 | $138,275 (+18.39%) Land $4,850 Building $133,425 |
| 2022 | $2,228.00 | $116,792 Land $4,850 Building $111,942 | $116,792 Land $4,850 Building $111,942 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559611003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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