Monterey County property record for 1523 Palm Ave, Soledad, CA 93960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,176 sqft · built 1980 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jan 2016) |
| Tax Bill | $4,316 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 022-171-042-000 |
| Primary APN | 022-171-042-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 9,500 sqft (0.218 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 022-171-042 |
|---|---|
| Street Address | 1523 PALM AVE |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VOL 13 PAR MAPS PG 46 PAR B |
| Legal Subdivision | PM13 46 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11103 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Sep 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on Record |
| Deed Sale | Jan 28, 2016 · Amount on Record |
| Prior Sale | Aug 13, 2015 · Amount on Record |
| Deed Document Number | 20164724 |
| Prior Transfer Date | Sep 21, 2006 |
| Prior Transfer Doc | 0000085422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Document Number | 0000021663 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202621663 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Document Number | 0000021663, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202621663 |
| Name | AMERICAN FINANCING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Document Number | 0000031856 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025031856 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1523 PALM AVE, SOLEDAD, CA 93960-2807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000027728 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018027728 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $337,963 (+2%) Land $120,744 Building $217,219 | |
| 2025 | $4,316.00 (+13.88%) | $331,337 (+4.04%) Land $118,377 Building $212,960 |
| 2023 | $3,790.00 (-1.4%) | $318,473 Land $113,781 Building $204,692 |
| 2022 | $3,844.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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