St. Clair County property record for 1523 Oak St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,004 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,500 (Jan 2024) |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2024 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-562-0006-000 |
| Primary APN | 74-06-562-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 872 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Depth | 114 ft Depth |
| Heating System | Hot Water |
|---|
| Street Address | 1523 OAK ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 9 & E 4.75' LOT 10 BLOCK A VICTORIA PETIT PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 13 OF PLATS PG 130 ST CLAIR COUNTY |
| Legal Subdivision | VICTORIA PETIT |
| Legal Block | A |
| Legal Lot Number | 9-10 |
| Legal Unit | 9,10,9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 621000 |
1523 Oak St is owned and occupied by an individual who bought it in January 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN MUTUAL INC |
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Aug 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Aug 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 26, 2019 | Quit Claim Deed, Transfer HURON TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 20241592 |
| Deed Book / Page | 5686 / 746 |
| Prior Transfer Date | May 27, 2022 |
| Prior Transfer Doc | 0005557221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4014 FAIRWAY DR, FORT GRATIOT, MI 48059-3984 |
| Document Number | 0005686767 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 5686/767 |
| Instrument | 2024001594 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 911 MILITARY ST, PORT HURON, MI 48060 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0005686746 |
| Book / Page | 5686 / 746 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024001592 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $753.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, LEONARD, MI 48367-1745 |
| Name | Verified Name |
|---|---|
| Address | 4014 FAIRWAY DR APT 4 APT 4, 4, FORT GRATIOT, MI 48059-3984 |
| Document Number | 0005686748 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 5686/748 |
| Instrument | 2024001593 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 911 MILITARY ST, PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, ADDISON TOWNSHIP, MI 48367-1745 |
| Document Number | 0005547711 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 5547/711 |
| Instrument | 2022018190 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 27, 2022 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0000553633 |
| Book / Page | 5536 / 33 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | Jun 25, 2022 |
| Instrument | 2022015462 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, 4571, LEONARD, MI 48367-1745 |
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, LEONARD, MI 48367-1745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 31, 2022 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0005557221 |
| Book / Page | 5557 / 221 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022020411 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, 4571, LEONARD, MI 48367-1745 |
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, LEONARD, MI 48367-1745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 7, 2022 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0000554096 |
| Book / Page | 5540 / 96 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022016381 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, 4571, LEONARD, MI 48367-1745 |
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, LEONARD, MI 48367-1745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 10, 2021 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0005377848 |
| Book / Page | 5377 / 848 |
| Map Reference | LB 13 PG 130 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021017264 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, 4571, LEONARD, MI 48367-1745 |
| Name | Verified Name |
|---|---|
| Address | 4571 ROSY DR, LEONARD, MI 48367-1745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 26, 2019 |
| Property Address | 1523 OAK ST, PORT HURON, MI 48060-6113 |
| Document Number | 0050690870 |
| Book / Page | 005069 / 000870 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | HURON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4404 RABIDUE RD CLYDE MI 480492924, CLYDE, MI 48049-2924 |
The 2025 property tax bill for 1523 Oak St was $1,753 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,100 (+7.63%) | $76,200 | |
| 2025 | $1,753.00 (+2.75%) Homeowner's exemption | $35,400 | |
| 2024 | $1,706.00 | $70,800 | |
| 2023 | $29,700 | ||
| 2022 | $1,254.00 | $59,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1523 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1523 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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