1523 Matador Dr, Gotha, FL 34734 Property Records

Orange County property record for 1523 Matador Dr, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,178 sqft · built 1960
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,101 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-22-28-8850-02-090`

Property Details

APN / Parcel Number

Primary APN	`29-22-28-8850-02-090`
Alternative APNs	`282229885002090` `257297` `262148` `266690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,178 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	1,038 sqft
Utility Area	170 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,560 sqft (0.174 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Patio Area	290 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1523 MATADOR DR
City	GOTHA
State	FL
Zip	34734-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VANGUARD HEIGHTS X/62 LOT 9 BLK B
Legal Range	28E
Legal Township	22S
Legal Section	29
Legal Subdivision	VANGUARD HGTS
Legal Tract	8850
Legal Block	B
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1029
Census Tract	14804

Owner

1523 Matador Dr is owned and occupied by two individuals.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 MATADOR DR, GOTHA, FL 34734-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1523 MATADOR DR, GOTHA, FL 34734-4500
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 MATADOR DR, GOTHA, FL 34734-4500

Mortgage

Document Number	0000271249
Date	May 12, 2023
Instrument	20230271249

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	1523 MATADOR DR, GOTHA, FL 34734-4500
Document Number	0000109464
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 MATADOR DR GOTHA FL 347344500, GOTHA, FL 34734-4500

Mortgage

Document Number	0000109464
Date	Mar 1, 2017
Instrument	109464

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1523 Matador Dr was $1,101, up 13.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,270 (+2.7%)	$195,350 (-2.03%) Land $85,000 Building $110,350
2025	$1,101.00 (+13.51%) Homeowner's exemption	$84,002	$199,390 Land $85,000 Building $114,390
2024	$970.00 (+7.54%)
2023	$902.00 (+7.51%) Homeowner's exemption	$79,257 (+3%)	$177,902 (+27.84%) Land $85,000 Building $92,902
2022	$839.00 Homeowner's exemption	$76,949	$139,159 Land $60,000 Building $79,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1523 Matador Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1523 Matador Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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