Bonner County property record for 1523 Main St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 1930 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,971 (Nov 2025) |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS36090000010A |
| Primary APN | RPS36090000010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Finished Area |
| 1st Floor Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 7,797 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1523 MAIN ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-57N-2W SENNE'S ADD LOT 1 CPWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 21 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950402 |
Source: Bonner County records · APN RPS36090000010A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1523 MAIN ST, SANDPOINT, ID 83864-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Nov 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jul 15, 2022 | Warranty Deed, Transfer · FHA Mortgage WASHINGTON TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2022 · Amount on Record |
| Deed Document Number | 20251055378 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0000927155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1523 MAIN ST, SANDPOINT, ID 83864-2113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 96 SAGLE CREEK RD, SAGLE, ID 83860-9067 |
| Document Number | 0001055379 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 1055379 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1523 MAIN ST, SANDPOINT, ID 83864-2113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 96 SAGLE CREEK RD, SAGLE, ID 83860-9067 |
| Document Number | 0001055380 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 1055380 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 15, 2022 |
| Property Address | 1523 MAIN ST, SANDPOINT, ID 83864-2113 |
| Document Number | 0001008451 |
| Map Reference | MB 4 PG 102 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 1008451 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1523 MAIN ST, SANDPOINT, ID 83864-2113 |
| Document Number | 0001008452 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 1008452 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,196 (+16.75%) | $355,196 (+16.75%) | |
| 2025 | $1,186.00 (-43.36%) Homeowner's exemption | $304,236 (-1.59%) Land $182,206 Building $122,030 | $304,236 (-1.59%) Land $182,206 Building $122,030 |
| 2023 | $2,094.00 Homeowner's exemption | $309,162 Land $182,206 Building $126,956 | $309,162 Land $182,206 Building $126,956 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), as of May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179504022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| Newmax Fixed Wireless | 100 / 20 |
May also be available: Kaniksu.
Based on FCC filings for 477 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system ID1090121, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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