Rowan County property record for 1523 E Liberty St, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 2021 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Aug 2023) |
| Tax Bill | $2,280 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 138 |
| Primary APN | 058 138 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,121 sqft (0.416 acres) |
| Lot Dimensions | 14.5 ft deep x 12.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1523 E LIBERTY ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 41-45 BLK C |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | C |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50201 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 22, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 23, 2021 | Warranty Deed, Subdivision Related Transfer |
| Jun 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Sep 23, 2021 · Amount on Record |
| Deed Book / Page | 1428 / 428 |
| Prior Transfer Date | Aug 25, 2010 |
| Prior Transfer Doc | 0011670494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 1480000700 |
| Book / Page | 1480 / 700 |
| Instrument Date | Mar 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 1480000700, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1480/700 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 22, 2023 |
| Property Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 0014280428 |
| Book / Page | 1428 / 428 |
| Map Reference | PG 484 |
| Instrument Date | Aug 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 MARRON DR, INDIAN TRAIL, NC 28079-4510 |
| Name | Verified Name |
|---|---|
| Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 0001428429 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 1428/429 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 0013840765 |
| Book / Page | 1384 / 765 |
| Map Reference | PG 484 |
| Instrument Date | Sep 21, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4355 MT HOPE CHURCH RD, 4355, SALISBURY, NC 28146-7792 |
| Name | Verified Name |
|---|---|
| Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 1, 2021 |
| Property Address | 1523 E LIBERTY ST, SALISBURY, NC 28146-4725 |
| Document Number | 0013760288 |
| Book / Page | 1376 / 288 |
| Map Reference | PG 484 |
| Instrument Date | May 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3445 STOKES FERRY RD, 3445, SALISBURY, NC 28146-2215 |
| Name | Verified Name |
|---|---|
| Address | 4355 MT HOPE CHURCH RD, SALISBURY, NC 28146-7792 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,280.00 | $190,705 (-) Land $40,000 Building $150,705 | $190,705 (-) Land $40,000 Building $150,705 |
| 2025 | $2,280.00 | $190,705 (-) Land $40,000 Building $150,705 | |
| 2023 | $2,280.00 (+29.84%) | $190,705 (+49.55%) Land $40,000 Building $150,705 | $190,705 (+49.55%) Land $40,000 Building $150,705 |
| 2022 | $1,756.00 | $127,518 Land $28,750 Building $98,768 | $127,518 Land $28,750 Building $98,768 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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