1523 E Liberty St, Salisbury, NC 28146 Property Records

Rowan County property record for 1523 E Liberty St, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 2021
Lot Size0.416 acres (18,121 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Aug 2023)
Tax Bill$2,280 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN058 138

Property Details

APN / Parcel Number

Primary APN058 138
Alternative APN
  • 588075000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area18,121 sqft (0.416 acres)
Lot Dimensions14.5 ft deep x 12.5 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1523 E LIBERTY ST
CitySALISBURY
StateNC
Zip28146-4725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 41-45 BLK C
Legal SubdivisionWHISPERING PINES
Legal BlockC
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2015
Census Tract50201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 22, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 23, 2021Warranty Deed, Subdivision Related Transfer
Jun 1, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Book / Page1428 / 428
Prior Transfer DateAug 25, 2010
Prior Transfer Doc0011670494
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateApr 8, 2026
Property Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725
Document Number1480000700
Book / Page1480 / 700
Instrument DateMar 16, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725

Mortgage

Document Number1480000700,
DateApr 8, 2026
Book Page1480/700
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 22, 2023
Property Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725
Document Number0014280428
Book / Page1428 / 428
Map ReferencePG 484
Instrument DateAug 21, 2023
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 MARRON DR, INDIAN TRAIL, NC 28079-4510

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725

Mortgage

Document Number0001428429
DateAug 22, 2023
Instrument1428/429
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 23, 2021
Property Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725
Document Number0013840765
Book / Page1384 / 765
Map ReferencePG 484
Instrument DateSep 21, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 4, 2022

Transaction

AmountAmount Recorded
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4355 MT HOPE CHURCH RD, 4355, SALISBURY, NC 28146-7792

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 1, 2021
Property Address1523 E LIBERTY ST, SALISBURY, NC 28146-4725
Document Number0013760288
Book / Page1376 / 288
Map ReferencePG 484
Instrument DateMay 25, 2021
Transaction TypeTransfer
Record UpdatedNov 4, 2022

Transaction

AmountAmount Recorded
Tax$52.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3445 STOKES FERRY RD, 3445, SALISBURY, NC 28146-2215

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 MT HOPE CHURCH RD, SALISBURY, NC 28146-7792

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,280.00$190,705 (-) Land $40,000 Building $150,705$190,705 (-) Land $40,000 Building $150,705
2025$2,280.00$190,705 (-) Land $40,000 Building $150,705
2023$2,280.00 (+29.84%)$190,705 (+49.55%) Land $40,000 Building $150,705$190,705 (+49.55%) Land $40,000 Building $150,705
2022$1,756.00$127,518 Land $28,750 Building $98,768$127,518 Land $28,750 Building $98,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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