1523 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1523 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,764 sqft · built 1926
Lot Size	0.153 acres (6,670 sqft)
Owner	Individual Name on File
Tax Bill	$2,502 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-154-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-154-006.000-023`
Alternative APN	`01610542280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	1,248 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	936 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,670 sqft (0.153 acres)
Lot Dimensions	145 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610542280
Street Address	1523 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 BYRKITS 2ND PLAT
Legal Subdivision	BYRKITS SECOND ADD
Legal Lot Number	84
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3018
Census Tract	10400

Owner

Source: St. Joseph County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1523 E 3RD ST, MISHAWAKA, IN 46544-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Deed Document Number	0001915397
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1523 E 3RD ST, MISHAWAKA, IN 46544-2929
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001915399
Date	Jul 1, 2019
Instrument	1915399

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1523 E 3RD ST, MISHAWAKA, IN 46544-2929
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1915398
Date	Jul 1, 2019
Instrument	1915398

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 1, 2019
Property Address	1523 E 3RD ST, MISHAWAKA, IN 46544-2929
Document Number	0001915397
Instrument Date	Feb 28, 2019
Instrument	1915397
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 E 3RD ST, MISHAWAKA, IN 46544-2929

Mortgage

Document Number	0001915398
Date	Jul 1, 2019
Instrument	1915398

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,900 (+21.28%) Land $24,400 Building $215,500	$239,900 (+21.28%) Land $24,400 Building $215,500
2024	$2,502.00 (+7.75%)
2023	$2,322.00 (+2.93%)	$197,800 (+1.75%) Land $24,400 Building $173,400	$197,800 (+1.75%) Land $24,400 Building $173,400
2022	$2,256.00 Homeowner's exemption	$194,400 Land $24,400 Building $170,000	$194,400 Land $24,400 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Fourway Computer Products.

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