Coles County property record for 1523 Division St, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,152 sqft · built 1947 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225 (Sep 2013) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2-07213-000 |
| Primary APN | 02-2-07213-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Base Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 1523 DIVISION ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELSMERE N1/2 OF LOT 58 ALSO 8 FT OF VACATED ALLEY SE 1/4 SEC 15 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 15 |
| Legal Subdivision | ELSMERE |
| Legal Lot Number | 58 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 702 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 377, CHARLESTON, IL 61920-0377 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on Record |
| Deed Sale | Sep 19, 2013 · Amount on Record |
| Prior Sale | May 26, 2010 · Amount on Record |
| Deed Document Number | 2013747523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | May 29, 2026 |
| Property Address | 1523 DIVISION ST, CHARLESTON, IL 61920-3331 |
| Document Number | 0000822914 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026822914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1523 DIVISION ST, CHARLESTON, IL 61920-3331 |
| Investor | Possibly a Property Investor |
| Document Number | 0000822914, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026822914 |
| Name | FIRST NEIGHBOR BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 (+3.4%) | $20,466 (+10.2%) Land $3,094 Building $17,372 | $61,398 (+10.2%) Land $9,282 Building $52,116 |
| 2024 | $1,441.00 (+19.88%) | $18,572 (+9.5%) Land $2,808 Building $15,764 | $55,716 (+9.5%) Land $8,424 Building $47,292 |
| 2023 | $16,960 Land $2,564 Building $14,396 | $50,880 Land $7,692 Building $43,188 | |
| 2020 | $1,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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