Morgan County property record for 1523 Chenault Dr SE, Decatur, AL 35601
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,204 sqft · built 1960 |
| Lot Size | 0.344 acres (15,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Mar 2015) |
| Tax Bill | $561 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2015 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-29-2-026-011.000 |
| Primary APN | 03-09-29-2-026-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 2,204 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,018 sqft (0.344 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 161804 |
|---|---|
| Street Address | 1523 CHENAULT DR SE |
| City | DECATUR |
| State | AL |
| Zip | 35601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB D DEV CO TO BUENA VISTA ADD #1 LOT 17 BLK 4 PLAT BK 1 P 105 |
| Legal Range | 4W |
| Legal Township | 5S |
| Legal Section | 29 |
| Legal Subdivision | BUENA VISTA |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 300 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1523 SOMERVILLE RD SE, DECATUR, AL 35601-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 31, 2015 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Deed Book / Page | 2015 / 2286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1523 CHENAULT DR SE, DECATUR, AL 35601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/19441 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 2020/19441 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Mar 31, 2015 |
| Property Address | 1523 CHENAULT DR SE, DECATUR, AL 35601 |
| Document Number | 2015/02286 |
| Book / Page | 2015 / 02286 |
| Map Reference | MB 1 PG 105 |
| Instrument Date | Mar 27, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 CHENAULT DR SE, DECATUR, AL 35601-5050 |
| Name | Verified Name |
|---|---|
| Address | 1523 SOMERVILLE RD SE, DECATUR, AL 35601-5035 |
| Document Number | 0201508670 |
|---|---|
| Date | Mar 31, 2015 |
| Instrument | 2015/08670 |
| Name | HOMETOWN LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2045 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561.00 | $13,430 (-) Land $950 Building $12,480 | $134,300 (-) Land $9,500 Building $124,800 |
| 2024 | $13,430 (-) Land $950 Building $12,480 | $134,300 (-) Land $9,500 Building $124,800 | |
| 2023 | $561.00 Homeowner's exemption | $13,430 (-) Land $950 Building $12,480 | $134,300 (-) Land $9,500 Building $124,800 |
| 2022 | $561.00 Homeowner's exemption | $13,430 Land $950 Building $12,480 | $134,300 Land $9,500 Building $124,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 42 (1983–2015) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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