1523 Cambria Ct, Joliet, IL 60431 Property Records

Will County property record for 1523 Cambria Ct, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,807 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$262,900 (Mar 2019)
Tax Bill	$10,085 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-06-205-007`

Property Details

APN / Parcel Number

Primary APN	`05-06-06-205-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,807 sqft Living Area
Basement Area	1,267 sqft
Unfinished Basement	1,267 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1523 CAMBRIA CT
City	JOLIET
State	IL
Zip	60431-5384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN THEODORES CROSSING WEST UNIT TWO, BEING A SUB OF PRT OF THE E1/2 NE FRACTIONAL 1/4 OF SEC. 6, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	06
Legal Subdivision	THEODORES CROSSING WEST UNIT TWO
Legal Lot Number	6
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2017
Census Tract	883218

Owner

1523 Cambria Ct is owned and occupied by two individuals who bought it in March 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 CAMBRIA CT, JOLIET, IL 60431-5384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Mar 7, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Prior Sale	Jun 3, 2015 · Amount on File
Deed Document Number	201912950
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1523 CAMBRIA CT, JOLIET, IL 60431-5384
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 CAMBRIA CT, JOLIET, IL 60431-5384

Mortgage

Document Number	0000059651
Date	Nov 13, 2023
Instrument	R2023059651

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1523 CAMBRIA CT, JOLIET, IL 60431-5384
Document Number	0000003037
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1523 CAMBRIA CT JOLIET IL 604315384, JOLIET, IL 60431-5384

Mortgage

Document Number	0000003037
Date	Jan 10, 2020
Instrument	3037

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 7, 2019
Property Address	1523 CAMBRIA CT, JOLIET, IL 60431-5384
Document Number	0000012950
Instrument Date	Feb 26, 2019
Instrument	12950
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1523 CAMBRIA CT JOLIET IL 604315384, JOLIET, IL 60431-5384

Mortgage

Document Number	12952
Date	Mar 7, 2019
Instrument	12952

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1523 Cambria Ct was $10,085.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,085.00	$126,404 (+8.35%) Land $22,527 Building $103,877	$379,212 (+8.35%) Land $67,581 Building $311,631
2024		$116,663 Land $20,791 Building $95,872	$349,989 Land $62,373 Building $287,616
2022	$8,170.00 Homeowner's exemption	$94,030 Land $17,676 Building $76,354	$282,090 Land $53,028 Building $229,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1523 Cambria Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1523 Cambria Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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