1523 Bishop Dr, Troy, MO 63379 Property Records

Lincoln County property record for 1523 Bishop Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$57,500 (Feb 2007)
Tax Bill	$289 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-004-003-032.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-004-003-032.000`

Exterior

Lot Area	10,149 sqft (0.233 acres)

Location & Zoning

Street Address	1523 BISHOP DR
City	TROY
State	MO
Zip	63379-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 CASTLEWOOD ESTATES PLAT II
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	CASTLEWOOD ESTATES
Legal Lot Number	32
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2011
Census Tract	810305

Owner

1523 Bishop Dr is owned and occupied by two individuals who bought it in February 2007.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1523 BISHOP DR, TROY, MO 63379-3343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CREDIT UNION
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2007 · Amount on File
Deed Sale	Feb 1, 2007 · Amount on File
Deed Document Number	20071240
Deed Book / Page	1919 / 667
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1523 BISHOP DR, TROY, MO 63379-3343
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002513/94
Date	Aug 20, 2025
Book Page	2513/94
Instrument	2025006624

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1523 BISHOP DR, TROY, MO 63379-3343
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002445/949
Date	Apr 24, 2020
Book Page	2445/949
Instrument	2020003958

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1523 BISHOP DR, TROY, MO 63379-3343
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002461/429
Date	Mar 24, 2021
Book Page	2461/429
Instrument	2021003938

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1523 Bishop Dr was $289.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,613 (-) Land $4,613
2025	$289.00	$4,613 Land $4,613	$24,280 Land $24,280
2023	$246.00 (-0.81%)	$3,882 Land $3,882	$20,430 Land $20,430
2022	$248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1523 Bishop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1523 Bishop Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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