Clay County property record for 1523 23rd St S, Moorhead, MN 56560
| Property Type | Commercial |
|---|---|
| Lot Size | 0.32 acres (13,734 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Jun 2026) |
| Tax Bill | $3,256 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.502.0071 |
| Primary APN | 58.502.0071 |
|---|
| Lot Area | 13,734 sqft (0.32 acres) |
|---|
| Street Address | 1523 23RD ST S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3820 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SUBDIVISIONNAME MOORHEAD IND PARK 2ND ADD SUBDIVISIONCD 58502 S 110' OF LOT 7 1 LESS W 350' |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 16 |
| Legal Subdivision | MOORHEAD IND PARK 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20600 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 9283, FARGO, ND 58106-9283 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Deed Document Number | 2026865127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 3, 2026 |
| Property Address | 1523 23RD ST S, MOORHEAD, MN 56560-3820 |
| Document Number | 0000865127 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026865127 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000865127, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 2026865127 |
| Name | GATE CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 5, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,256.00 (+5.1%) | $188,700 (+6.43%) Land $34,700 Building $154,000 | $188,700 (+6.43%) Land $34,700 Building $154,000 |
| 2025 | $177,300 (+6.49%) Land $34,700 Building $142,600 | $177,300 (+6.49%) Land $34,700 Building $142,600 | |
| 2023 | $3,098.00 | $166,500 Land $34,700 Building $131,800 | $166,500 Land $34,700 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1997–2009) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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