1523 1st St E, Thief River Falls, MN 56701 Property Records

Pennington County property record for 1523 1st St E, Thief River Falls, MN 56701

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1960
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Mar 2026)
Tax Bill	$806 (2026)
Deeds & Mortgages	Mar 2011 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-25.04602760`

Property Details

APN / Parcel Number

Primary APN	`R-25.04602760`
Alternative APN	`10520`

Interior

Building Area	864 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,380 sqft (0.215 acres)
Lot Width	70 ft Width

Location & Zoning

Account Number	10520
Street Address	1523 1ST ST E
City	THIEF RIVER FALLS
State	MN
Zip	56701-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADDITION WEST 70' LOT 13 BLK 6
Legal Subdivision	PARK ADDITION
Legal Block	6
Legal Lot Number	13
Jurisdiction	PENNINGTON MN
Township / Civil Division	THIEF RIVER FALLS
Census Block Group	1
Census Block	1001
Census Tract	90500

Owner

Source: Pennington County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2011	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MORTGAGE CO
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Mar 11, 2016	Warranty Deed, Transfer · Conventional Mortgage UNITED VALLEY BANK
Aug 7, 2006	Warranty Deed, Transfer · ARM NOVASTAR MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	2026230910
Record Updated	Sep 20, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGENCY OF MINN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193371
Date	Mar 31, 2011
Instrument	193371

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	Mar 4, 2026
Property Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436
Document Number	0000230910
Instrument Date	Feb 25, 2026
Instrument	230910
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436

Mortgage

Document Number	0000230911
Date	Mar 4, 2026
Instrument	230911

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	Mar 11, 2016
Property Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436
Document Number	0000207184
Instrument Date	Mar 2, 2016
Instrument	207184
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.96
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3716 230TH ST, LAKE BRONSON, MN 56734-9513

Mortgage

Document Number	0000207185
Date	Mar 11, 2016
Instrument	207185

Lender

Name	UNITED VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2031

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	Aug 7, 2006
Property Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436
Document Number	0000180180
Instrument Date	Jul 28, 2006
Instrument	180180
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1523 1ST ST E, THIEF RIVER FALLS, MN 56701-2436

Mortgage

Document Number	0000180181
Date	Aug 7, 2006
Instrument	180181

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Address	INDEPENDENCE, OH 44131

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10.3%
Type Change Date	Aug 1, 2008
Change Frequency	6 Months
Min Rate At Change	10.3%
Max Rate At Change	13.3%
Index	6-Month LIBOR
Max Rate	17.3%

Tax Assessment & Valuation

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pennington County
Municipality	Thief River Falls City
Unified School District	Thief River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$806.00 (+5.36%) Homeowner's exemption
2025	$765.00 (-36.46%) Homeowner's exemption	$67,400 (-34.5%) Land $14,400 Building $53,000	$67,400 (-34.5%) Land $14,400 Building $53,000
2024	$1,204.00	$102,900 Land $14,400 Building $88,500	$102,900 Land $14,400 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Thief River Falls serves 8,701 people · EPA ID MN1570003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Turbidity not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Sjobergs Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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